Agribank leads the Big4 group savings interest rate
The mobilization interest rate of the Big4 group (including Agribank, Vietcombank, BIDV and VietinBank) ranges from 1.6%/year to 4.8%/year for the form of interest payment at the end of the term, applied at the counter for individual customers with a term of 1-36 months.
Agribank continues to be the bank with the highest savings interest rate in the Big4 group for all short and medium terms. The bank applies an interest rate of 2.1%/year for a 1-2 month term, while the remaining three banks keep it at 1.6%/year. For the 3-5 month term, Agribank is listed at 2.4%/year, much higher than the 1.9%/year of VietinBank, Vietcombank, BIDV. For the 6-11 month term, Agribank also leads with 3.5%/year, exceeding 2.9.3%/year at the remaining banks.
For the 12-month term alone, Vietcombank is applying 4.6%/year, lower than the 4.7%/year of the three banks in the same group. For 24 months or more, Vietcombank is still anchored at 4.7%/year, while BIDV, VietinBank and Agribank are all at 4.8%/year.
Highest special interest rate 6.5-9%
The highest deposit interest rate at banks ranges from 6-9%/year. However, to enjoy this interest rate, customers must meet special conditions.
PVcomBank applies a special interest rate of 9%/year for a term of 12-13 months when depositing money at the counter. The applicable condition is that customers must maintain a minimum balance of VND 2,000 billion.
HDBank applies an interest rate of 8.1%/year for a 13-month term and 7.7%/year for a 12-month term, with the condition of maintaining a minimum balance of VND500 billion.
Vikki Bank applies an interest rate of 7.5%/year for term deposits of 13 months or more, with a minimum amount of 999 billion VND; Bac A Bank is listing the highest interest rate of 6.2% for a term of 18-36 months for deposits over 1 billion VND; IVB applies an interest rate of 6.15% for a term of 36 months, with conditions applied to deposits of 1,500 billion VND or more.
ACB applies an interest rate of 6%/year for a 13-month term with interest paid at the end of the term when customers have a deposit balance of VND200 billion or more.
At LPBank, for deposits of VND300 billion or more, the mobilization interest rate applied to customers receiving interest at the end of the term is 6.5%/year, receiving monthly interest of 6.3%/year and receiving interest at the beginning of the term is 6.07%/year.
Viet A Bank applies an interest rate of over 6%/year for Dac Tai Savings products. Of which, the 6-month term interest rate is 6.0%/year; 7 months is 6.1%/year; 12 months is 6.5%/year; 13 months is 6.6%/year; 15 months is 6.7%/year and 18 months reach the highest level of 6.8%/year. To participate, customers need to deposit at least 100 million VND and make transactions at the counter, with the form of receiving interest at the end of the term.
Banks with interest rates from 6%
Currently, interest rates above 6%/year are being listed by some banks for long-term deposits, without a minimum deposit requirement.
Vikki Bank applies an interest rate of 6.1% for a term of 12-13 months; Cake by VPBank applies an interest rate of 6%/year for a term of 12-18 months and 24-36 months; HDBank applies an interest rate of 6% for a term of 18 months; BVBank also pays 6.1%/year for a term of 60 months and 6.0%/year for a term of 48 months. Viet A Bank maintains the only 6.0%/year for the 36-month term; Bac A Bank applies an interest rate of 6% for the 18-36 month term.
Statistics of banks with the highest savings interest rates today:
Compare the highest bank interest rates for 3-month terms
Interest rates for savings deposits at banks for 6-month terms
For 12-month savings, which bank has the highest interest rate?
Agribank interest rates, Sacombank interest rates, SCB interest rates, Vietcombank interest rates... are the highest for a 24-month term.
Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles on interest rates HERE.
