PVCombank interest rates increase sharply
PVCombank has just adjusted the deposit interest rate for all terms, applying both counter deposit and online deposit.
According to the new interest rate table, online savings interest rates, interest paid at the end of the term at this bank increased sharply for short terms. The 1-month term increased by 0.8%/year, the 2-month term increased by 0.7%/year, the 3-month term increased by 0.65%/year, the 4-month term increased by 0.55%/year and the 5-month term increased by 0.45%/year compared to before. After adjustment, interest rates for terms from 15 months will simultaneously reach 4.75%/year, reaching the ceiling according to current regulations.
In the medium and long term group, the interest rate level at PVCombank continues to be raised. Terms from 611 months increased by 0.6%/year, to 5.8%/year. Terms of 12 months or more increased by 0.5%/year, exceeding the 6%/year mark, of which the 12-month term was at 6.1%/year, the 13-month term was 6.3%/year and the terms from 15'36 months were up to 6.8%/year.
Notably, in December 2025, PVCombank will implement a policy of adding up to 1.5%/year for customers making online savings deposits every Friday. The conditions are quite wide, just need to deposit online, term from 12 months or more and the minimum deposit is from 100 million VND.
With this policy, the actual interest rate received is pushed to a very high level, reaching 7.6%/year for a 12-month term, 7.8%/year for a 13-month term. If you deposit for a term of 1536 months, the actual interest rate will be up to 8.3%/year, a rare level on the market today for a deposit of only 100 million VND.
According to Lao Dong, PVCombank's online savings interest rate, paid at the end of the term, currently fluctuates between 4.75%/year to 6.8%/year.
PVCombank's savings interest rate table is currently listed as follows:
Depositing 100 million VND at PVCombank, how much interest will you receive at each term?
Readers can calculate bank deposit interest using the following formula:
Interest amount = Deposit amount * interest rate (%/year) * actual deposit date/365
Thus, depositing 100 million VND at PVCombank, customers can receive the highest interest rate as follows:
Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for advice.
Readers can refer to more information about interest rates HERE.
