Details of interest rates received when saving at Agribank
Many people receive Tet bonuses and consider options to make this money grow safely. Saving money in the bank is the preferred option, because of its stability and clear interest rates.
Agribank currently announces savings interest rates for individual customers with many different terms. Notably, the highest interest rate is 4.8%/year, applied for a 24-month term. This means that if you deposit 200 million VND in this term, after 2 years you will receive a total of 19.2 million VND in interest.
In addition, if you choose a shorter term such as 12 months or 18 months, the interest rate is also quite attractive at 4.7%/year, equivalent to 9.4 million VND/year. For more flexible amounts, terms from 6 to 11 months have an interest rate of 3.5%/year, bringing 7 million VND in interest after one year of deposit.
Which deposit term is suitable?
Long term (24 months): Suitable if you have idle money for a long time and want to optimize interest rates.
Medium term (12-18 months): More flexible while still enjoying near-highest interest rates.
Short term (6-11 months): For those who need to withdraw money in a short period of time.
Choosing the right deposit term not only ensures the best profit but also helps you manage your finances effectively in the new year. Agribank is always one of the prestigious choices thanks to its wide network of branches and stable policies.
Consider carefully and choose the most reasonable savings option so that your Tet Bonus not only retains its value but also increases in value!
