Tet bonus 100 million, deposit at Vietcombank highest interest 9.4 million

    Thanh Vân |

    With a Tet bonus, how should you save to make a profit? With 100 million VND deposited at Vietcombank, the highest interest you can receive is 9.4 million VND after 2 years.

    As Lunar New Year approaches, many people receive their Tet bonuses and consider ways to make this money grow safely. Saving money in banks is always the top choice, due to its stability and transparent interest rates.

    Vietcombank currently lists savings interest rates for individual customers with many different terms. Notably, the highest interest rate is 4.7%/year, applied to terms of 24 months or more. This means that if you deposit 100 million VND in this term, after 2 years you will receive a total of 9.4 million VND in interest (equivalent to 4.7 million VND per year).

    Which option is right?

    Long term (24 months or more): Optimize interest rates if you have long-term idle money.

    Medium term (12 months): More flexible while still enjoying near-highest interest rates.

    Short term (6 months): For those who need to withdraw money in a short period of time.

    Choosing the right deposit term not only ensures good profits but also helps you manage your finances effectively in the new year.

    Consider carefully and choose the most reasonable savings option so that your Tet bonus not only retains its value but also increases in value.

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