Credit institutions seek strategic partners
Right from the beginning of 2026, credit institutions and banks in Dak Lak province have urgently deployed the disbursement of credit loans. Thereby, ensuring the disbursement progress according to the direction of the State Bank.
For example, at the end of February 2026, Vietnam Foreign Trade Joint Stock Commercial Bank - Bac Dak Lak Branch (Vietcombank Bac Dak Lak) and Sucden Coffee Vietnam Co., Ltd. held a signing ceremony for a credit agreement to finance working capital with a limit of 400 billion VND.
Mr. Nguyen Le Minh Thanh - Director of Vietcombank Bac Dak Lak - emphasized: "The cooperation is a milestone affirming the reliable and long-term partnership between the two sides in the context of the coffee market and economy still facing many fluctuations. We highly appreciate the management capacity, international experience as well as the role of Sucden Coffee Vietnam Co., Ltd. in the global coffee supply chain.
Coffee is a key economic sector of Dak Lak province. The unit is committed to providing timely, safe and effective capital. At the same time, it expects to expand cooperation to modern banking services, international payments and financial management in the coming time”.
Representatives of Sucden Coffee Vietnam Co., Ltd. affirmed that the sponsored capital from Vietcombank Bac Dak Lak will support businesses to maintain and develop business plans.
Optimizing the limit and using capital effectively, bringing practical benefits to both sides, is a common goal in the cooperation process. In particular, the capital disbursement process is implemented quickly by the bank, with neat procedures, limiting cumbersome stages.
According to surveys, not only Vietcombank Bac Dak Lak, many credit institutions and large bank branches in the province are also actively seeking strategic partners, and at the same time accelerating the disbursement of large loans worth hundreds of billions of VND. This is considered a positive sign compared to the same period in early 2025.
Credit capital not only supports businesses to develop production but also contributes to creating jobs, improving income for workers, promoting rural economic restructuring and sustainable poverty reduction.
Continue to effectively disburse loan packages
According to statistics from the State Bank of Vietnam Region 11, the implementation of safe and effective credit growth has contributed to promoting sustainable economic development and ensuring social security in the locality.
As of December 31, 2025, total outstanding credit balance in the area reached 515,971 billion VND, an increase of 54,715 billion VND (11.9%) compared to the beginning of the year.
In the first three months of 2026, credit growth activities continued to be positive. Loan packages were disbursed by banks in a timely manner, supporting many businesses to improve the efficiency of production and business operations.
In the first year of the medium-term period 2026 - 2031, Mr. Nguyen Kim Cuong - Acting Director of State Bank of Vietnam, Branch Area 11 - said that Dak Lak province has an advantage in developing long-term industrial crops. Therefore, credit institutions need to allocate credit limits according to each key sector, avoiding spreading to ensure efficiency and sustainability.
In addition, encouraging banks to lend according to linked chains; lending to key businesses associated with cooperatives and farmers will help reduce risks and improve capital utilization efficiency. At the same time, it is necessary to expand green credit for sustainable coffee production.
Regarding the large-scale credit package of 185,000 billion VND for the agricultural, forestry and fishery sector, Mr. Cuong affirmed that if implemented methodically and effectively, it will help increase credit balance, creating real momentum for economic growth in localities. Thereby contributing to the implementation of the annual socio-economic development goals set out.
