In the context of sustainable development becoming an inevitable trend, VietinBank continues to affirm its pioneering role in the Vietnamese green financial market when officially deploying the Sustainability-Linked Loan (SLL) product.
With the companionship and cooperation of 8 reputable domestic and foreign partners, the deployment of SLL products not only marks an important step in VietinBank's ESG journey, but also opens up a new approach for credit capital associated with sustainable development goals.
Unlike traditional credit models, sustainable linked lending is a financial structure in which loan conditions – especially interest rates – are directly linked to the level of business performance in sustainable development targets.
VietinBank's pioneering implementation of this structure shows a strong shift from the role of a "capital-providing" bank to a "comcompanying" bank along with the green journey of enterprises, in which sustainable factors such as: long-term efficiency, environmental - social responsibility and transparent corporate governance become criteria for cooperation.
Signing cooperation agreements with reputable partners right from the initial stage not only ensures standards and transparency for the program, but also demonstrates VietinBank's commitment to building a comprehensive sustainable financial ecosystem. Through this cooperation, VietinBank is gradually completing the framework for evaluating, monitoring and measuring ESG indicators that customers implement, ensuring loans are not only financially effective but also create positive and substantial impacts on the environment and community.
As one of the key commercial banks of the economy, VietinBank identifies sustainable development not only as a trend but also as one of the overarching focuses. In recent years, the bank has proactively issued the Sustainable Finance Framework, implemented green credit packages, financed the fields of renewable energy, green production, circular economy... and strengthened cooperation with international financial institutions to increase access to long-term capital sources and international experience. In 2025, VietinBank's green credit balance scale reached nearly 53,000 billion VND.
The implementation of a sustainable linked lending structure is the next step, demonstrating VietinBank's long-term vision and strong commitment to sustainable development. Not only supporting businesses to access competitive capital sources, this model also creates motivation for businesses to proactively improve governance, improve operational efficiency and implement sustainable development commitments in a methodical and measurable manner.
In the context of Vietnam promoting green transition and sustainable growth, VietinBank expects the sustainable linked lending structure to become a popular model in the financial market, contributing to spreading responsible development thinking and accompanying businesses on the journey to create long-term value for the economy.
