Incentives up to 9%, counterpart capital from 0 VND
When buying the first car of his family, Mr. Nguyen Tung Lam (Hanoi) plans to spend about 500 million VND. The car model he chose is VinFast VF 5 for two reasons: the price is suitable for the budget and accompanying financial policies.
Thanks to the "For a Green Future" program for the 2nd time, applied from September 19 to December 19, 2026, customers who own gasoline cars and motorbikes of any brand or VinFast electric cars and motorbikes when switching to VinFast electric cars and motorbikes are entitled to incentives from 3 - 9% depending on the car line. Mr. Lam's VF 5 is supported with a maximum level of 9%, equivalent to 44.64 million VND. The car price after the incentive is only 451.36 million VND.
In particular, customers who meet credit conditions can borrow up to 100% of the value of VinFast electric cars, corresponding to counterpart funds from 0 VND. For a family that already has stable savings and cash flow but still needs to save money for contingency funds, tuition fees or other plans, this is a reasonable option.
My family just welcomed a second friend, so there are still many expenses. With VinFast's policy, it can be easily balanced," Mr. Lam said.
Ride costs are also optimized thanks to the policy of 100% exemption from the first registration fee for electric cars according to current regulations. Mr. Lam calculated that if he buys a gasoline car in the same price range of 500 million VND, he will have to spend an additional 50-60 million VND to get the car on the road. Meanwhile, choosing an electric car like VF 5 can optimize many expenses right from the time of receiving the car.
Charging for 0 VND, reducing costs and time to enter the factory
Another factor that makes Mr. Tung Lam feel secure in buying a VinFast car is the cost savings. Currently, users are free of charge for up to 10 charges per month at the V-Green system until February 10, 2029.
This is a savings that can be seen immediately during use. For ordinary users like Mr. Lam, this preferential level is equivalent to a toll-free travel distance of up to 3,000 km/month, abundant for family needs: going to work, picking up and dropping off children or shopping and traveling on weekends.
“Previously, the gasoline money for my wife and I's two motorbikes was also 500,000 VND. Now'upgrading' to a four-wheeled vehicle, but almost free of charge every month. If you drive a gasoline car, you probably have to spend millions of VND per month on gasoline,” Mr. Lam pointed out.
Another clear difference between electric cars and gasoline cars is maintenance costs. After more than 70,000 km of using VF 5, Mr. Dinh Cong Thang, a car owner in Hanoi, said that each maintenance of his car only costs about 300,000-400,000 VND.
Electric vehicles do not have items such as engine oil, oil filter or spark plugs. The periodic maintenance cycle of VinFast cars is currently at 15,000 km or a year, so the frequency of entering the factory is also much less than gasoline cars.
For example, a family traveling about 1,000 km per month will accumulate about 12,000 km after a year. With this usage level, the car only needs to go for maintenance once a year.
For VinFast electric car buyers, the expenses for the first car can be predicted quite clearly: initial capital may decrease sharply thanks to financial policies, charging costs during the preferential period are almost zero, while saving time and periodic maintenance costs. Thanks to that, switching from a motorbike to a car does not create a huge leap in monthly usage costs.
