The value of each transaction may not be large, but loose management will cause businesses to spend a lot of time controlling, making it difficult to track the budget and easily incur off-plan expenses.
Therefore, more and more businesses, especially small and medium-sized enterprises and micro-enterprises, have chosen business cards as a tool to support operations. Each expense through the card is transparently recorded, helping businesses conveniently monitor and manage expenses serving business operations, while improving proactiveness in budget control and contributing to improving financial management efficiency.
For example, a business distributing goods or doing e-commerce, each month incurs dozens of fees for advertising platforms, management software or travel and work expenses... If using multiple accounts and paying via personal cards, the business may take many days to finalize. Conversely, when using a Business Visa card, transactions are recorded on the same system, easily matched and spending limits are set according to purpose. Thanks to that, businesses have more time to focus on business operations.
In order to accompany businesses in optimizing payment activities and spending management, from now until December 31, 2026, Sacombank implements the Visa Business card incentive program "Coming together to grow stronger - Hand-to-hand privileges". The program not only brings many incentives for business customers to open and use Visa cards but also encourages businesses to effectively exploit modern, safe and convenient payment tools when doing business. Cardholders can pay at millions of Visa card acceptance points globally or on online platforms. For Visa Business credit cards, customers are exempt from interest for up to 55 days when buying first and paying later, contributing to being more proactive in balancing cash flow while still ensuring business operations are not interrupted.
Also according to the program, business customers who do not yet own a business credit card (at the time of program start) if they open a new one and activate the card during the promotion period will immediately be exempt from the first year's annual fee. With a total valid transaction turnover of 1 million VND within the first 30 days, customers will also receive a Welcome Gift, a limited edition travel bag or a voucher worth 500,000 VND according to the program's regulations.
At the same time, Sacombank refunds 0.5% on valid payments, with a maximum refund level of up to 2 million VND for each customer, applicable to both newly opened customers and existing customers who meet the program conditions. For businesses that regularly incur expenses for business operations, this refund also saves more budget for businesses.
A representative of Sacombank said: "For businesses, especially small and medium-sized enterprises, every spending decision needs to be directed towards business efficiency. We expect the Business Visa card not only to support convenient payment but also to help businesses form a systematic financial management habit right from their daily activities. This is also the foundation for businesses to operate flexibly and develop sustainably in the long term.
With the Sacombank card ecosystem for businesses combined with the ongoing preferential program, Sacombank expects to continue to accompany the business community on the journey to build a proactive, effective and sustainable financial management model.
