Amidst the context of continuous fluctuations in gold and stocks, real estate associated with actual use needs in new administrative centers is becoming a destination for cash flow. In Hoang Huy New City, shophouse Sky Light attracts attention thanks to its location right at the new Thuy Nguyen administrative center, 0% interest financial support policy and commercial exploitation immediately after handover.
Cash flow seeks anchor after gold and stock market fluctuations
In recent weeks, the financial market has recorded strong corrections on both gold and stocks. After a period of hot increase, domestic gold prices retreated deeply from the peak, at times decreasing by more than 50 million VND per tael compared to the highest level at the beginning of the year. On the stock market, VN-Index also saw strong declines, reflecting the cautious psychology of investors in the face of profit-taking pressure and macroeconomic fluctuations.
These adjustments raise a practical question about cash flow: which assets can hold their value when the market fluctuates? For many investors, the answer is shifting to real estate types that can be exploited and associated with long-term growth drivers.
In real estate, the group of assets near the administrative center often has its own durability. The value of this type is formed from the presence of the public service apparatus, businesses, people, transaction customers, residents and accompanying commercial - service activities. When an area becomes a new administrative core, the need for meetings, dining, coffee, shopping, office services, showrooms, restaurants, retail and urban experiences has a basis for more frequent development.
In Hai Phong, the Bac Song Cam area is playing a special role in the process of expanding the city's development space. The new Political - Administrative Center has become the main workplace of most departments, agencies, and branches of the city, with a large-scale administrative system, central square, riverside landscape and symbolic works. Along with the GRDP growth momentum in Q1.2026 reaching 11.21%, Hai Phong continues to consolidate its position as an important growth pole of the North.
Placed in that context, Sky Light at Hoang Huy New City becomes a noteworthy coordinate when it simultaneously owns the location of the new Thuy Nguyen administrative center, close handover progress and clear commercial exploitation problem.
The advantage of shophouses is located in the new administrative core of Bac Song Cam.
Sky Light in Hoang Huy New City has the advantage of being close to the new administrative center of Bac Song Cam, creating a stable foundation for commercial, service and land rental models. From a financial perspective, if temporarily calculated, each floor is rented at an average of about 18 million VND per month, a 5-story apartment can generate revenue of about 90 million VND per month, equivalent to 1.08 billion VND per year. With a capital of about 15 billion VND, the reference gross revenue margin reaches about 7.2% per year in favorable operating conditions.
In addition to exploitation capacity, Sky Light's sales policy is creating more advantages in terms of entry points. With a 0% interest rate, customers can access products with an initial investment rate of only about 4.5 billion VND, equivalent to 30% of the product value. This 30% is supported through bank mortgage collateral with a 0% interest rate for 12 months. The remaining 70% continues to be supported with a 0% interest rate for up to 36 months depending on the financial plan.
This mechanism helps investors retain equity in the early stages, and also has more time to prepare for completion, find tenants, or build a business model after handover. In a period of strong financial market volatility, reducing loan interest pressure creates an important buffer for investors who want to hold frontage assets but still need to preserve business cash flow.
Sky Light also applies preferential rates according to each payment plan. Customers using a 0% interest rate support package for 18 months enjoy preferential rates of up to 14%; the 24-month support plan records preferential rates of up to 11%. Customers who do not use bank loans can receive payment incentives of up to 16%. Groups of customers who already own products at Hoang Huy New City and continue to expand their portfolios at Sky Light are given an additional 10% of incentives, bringing the total maximum preferential rate to up to 32%. Buyers also receive a series of valuable gifts such as Mazda cars worth 500 million VND directly deducted from the contract, VIP gift packages worth 300 million VND and 5 taels of gold.
In the context that investors are increasingly prioritizing assets with real exploitation potential and associated with the long-term development momentum of the city, products located in new administrative centers such as Sky Light are receiving much attention from the market.
