This is one of HDBank's specific actions to contribute to the banking industry in effectively implementing the Government's major policies, while supporting businesses in accessing capital sources suitable to practical needs and priority development orientations in the current period.
With an interest rate of 6%/year, the program brings timely financial resources and attractive incentives, helping businesses proactively implement production - business plans, invest in equipment, upgrade infrastructure and promote digital transformation.
The program is implemented from now until 2030 throughout the HDBank system, applicable to both existing business customers and new customers. In particular, priority for businesses on the list are published by the Ministry of Construction, the Ministry of Industry and Trade, the Ministry of Science and Industry and Technology - the units with a sustainable development strategy and the potential to lead the market in the near future.
The loan package is flexibly designed to meet short-term capital needs (maximum 6 months) such as adding mobilized capital, as well as medium and long-term needs (maximum 10 years) to implement plans to expand scale, develop infrastructure systems and apply modern technology. At the same time, HDBank integrates digital financial solutions to support businesses in effectively managing cash flow, connecting payments and operating optimally in the digital environment.
In addition to interest rate incentives, HDBank also deploys a support package worth up to 10 million VND in transaction fees for businesses opening new accounts, and also advises on financial solutions, digitalizing payment processes and account management to optimize operational efficiency.
The VND20,000 billion credit package is a specific and timely action of HDBank, demonstrating the bank's proactive spirit in implementing the Government's major orientations, mobilizing financial resources for sectors that play a fundamental role in long-term growth.
HDBank is also implementing other programs according to the orientation of the Government and the State Bank, which are: lending to social housing projects; agricultural, forestry and fishery products; lending rice in the Mekong Delta and lending infrastructure and digital technology with a total capital of more than 30,000 billion VND.
Recently, HDBank has launched many other large-scale preferential credit programs such as a VND15,000 billion interest rate package from 3%/year for the peak production season, and a $1 billion program to support import-export enterprises...
These programs demonstrate HDBank's commitment to stand side by side with businesses on the journey of sustainable development in the new era.
