From essential needs to smart financial solutions
In modern life, owning a car is no longer a luxury, but has become an important part of the life of many Vietnamese families. Let's learn about this journey and discover smart financial solutions to make your dream of owning a car come true.
The story of a modern Vietnamese family
Every morning, the image of jostling during rush hour or sudden rains makes taking children to school difficult and has become a concern for many parents. Ms. Huong, an office worker in Ho Chi Minh City, shared: "There were rainy days, picking up my child late, seeing my child soaked and coughing all night, I decided to buy a car to protect the health of the whole family."
Not only Ms. Huong’s family, the trend of owning a car is increasing strongly in modern society, reflecting the inevitable development of the economy and the need to improve the quality of life. With increasingly complete traffic infrastructure, new urban areas are emerging, cars have become an essential means of transportation and connection.
Financial problem between present and future
Mr. Minh, a young official, once hesitated: "At first, I planned to wait until I had enough money to buy a car, but after careful calculation, I realized that buying a car on loan was a smarter decision." His reason was simple: Instead of having to wait 3-4 years to save enough 1 billion VND to buy a car, he could use the money he had to invest in business, while still being able to own a car right away through a loan.
Owning a car through a loan is not only a trend but also a smart financial solution.
This is modern financial thinking: Why "freeze" a large sum of money when you can:
+ Use financial leverage wisely
+ Preserve cash flow for other investment opportunities
+ Enjoy the benefits of having a car immediately
+ Avoid the risk of future car price increases
Eximbank launches preferential car loan package "EASY LOAN - CONFIDENT DRIVE", providing comprehensive financial solutions for customers.
Solution from Eximbank: Accompanying dreams
Understanding these concerns, Eximbank has designed a car loan package with the slogan "EASY LOAN - CONFIDENT DRIVE", providing comprehensive financial solutions for customers. The program stands out with outstanding advantages:
Borrow up to 85% of car value: Customers only need to pay 15% in advance, helping to reduce financial pressure.
Loan terms up to 8 years: Flexibility in managing monthly expenses.
Competitive interest rates from 6.75%/year: Minimize borrowing costs.
Principal grace period for the first 12 months: Maximum support in the initial phase.
+ Flexible income, loan up to 5 billion VND.
Mr. Thanh, a customer who just took out a car loan at Eximbank, shared: "From the time of submitting the application to the approval, it only took 24 hours, the procedure was quick, the consultants were enthusiastic. I am really impressed with Eximbank's professionalism."
Smart choice for the future
In the context of the modern economy, owning a car through a loan is not only a trend but also a smart financial solution. With 35 years of experience and a commitment to accompanying customers, Eximbank is proud to bring optimal car loan solutions, helping many Vietnamese families soon realize their dream of owning a car.
Don't let your dream wait any longer, contact Eximbank immediately via Hotline: 1900 6655 for detailed advice.
