The program is part of the emulation movement "Join hands to eliminate temporary and dilapidated houses nationwide by 2025" launched by the Prime Minister.
The Ho Chi Minh City Banking Industry has coordinated with the Ho Chi Minh City Vietnam Fatherland Front Committee to implement the goal of eliminating 300 temporary houses in the locality. The participation of Eximbank and other banks at the event is an important part, contributing to accelerating the progress of this goal.
The funding will be allocated to build and repair houses for poor, near-poor and disadvantaged households, helping them stabilize their lives. Each house is not only a new place to live, but also brings hope and opens up a brighter future for households. Stable housing helps people reduce the burden of housing, thereby focusing on economic development and improving the quality of life.
Previously, Eximbank also donated 10 billion VND to the program “Warm home for my people”, aiming to support the elimination of temporary and dilapidated houses nationwide. The program aims to eliminate more than 153,000 temporary and dilapidated houses nationwide by 2025, helping poor and near-poor households have stable, safe and sustainable housing.
Eximbank’s contribution not only demonstrates its sense of responsibility to the community, but is also a way for Eximbank to spread love and contribute to building sustainable values for the future. Eximbank is proud to accompany this meaningful program and believes that every contribution, no matter how small, can create a big change.
The Bank will continue its journey of supporting the community, protecting and developing sustainable values, creating positive impacts for society. This is also the goal that Eximbank sets in its journey towards celebrating its 35th anniversary of establishment and development, affirming its role as a pioneering financial institution in community activities.
2024 is an important milestone in the process of formation and development, Eximbank sets a pre-tax profit target of VND 5,180 billion, 90.5% higher than the results achieved last year. Total assets are expected to increase by 11%, to VND 223,500 billion, capital mobilization increases by 10.5%, to VND 175,000 billion.
At the same time, Eximbank aims to increase credit balance by 14.6% to VND161,000 billion, while the bad debt ratio is reduced to the same level as in 2022, at 1.8%. To achieve this goal, the bank is implementing a series of solutions, including launching a preferential credit package to promote lending.
Eximbank is also the next bank to "join" the trend of reducing lending interest rates and launching preferential credit packages for businesses, contributing to promoting production, business and economic recovery.