Vietnam Prosperity Joint Stock Commercial Bank (VPBank), Vietjet Air (Vietjet Air) and Visa International Card Organization held a signing ceremony to launch VPBank YoJo Visa Platinum credit card with many attractive incentives for customers.
This combination is a strategic step to connect the service ecosystem between the three major brands, opening a new trend in the credit card market in Vietnam - where each card is not only a payment tool, but also a "passport" for rich and convenient experiences.
At the event, Mr. Phung Duy Khuong - Deputy General Director and Director of VPBank Personal Customer - shared: "The event is the beginning of a journey of potential cooperation between the parties, creating a seamless, modern, trendy experience for the young generation of customers - where every touchpoint in life is connected and each spending is an increase in satisfaction and attachment".
Card representing lifestyle
In the context of rapidly changing consumer behavior, customers increasingly expect higher expectations from optional services, not only good - but also convenient, personalized and bringing real emotional value, VPBank YoJo Visa platinum credit card is a product that meets those customer requirements.
The card design is inspired by the flight route, stylized with curved lines, moving, combined with outstanding color strips of many colors, expressing youthfulness and dynamism. The combination of the two color strips of VPBank and Vietjet intertwined, demonstrating the strong connection between the two brands, affirming trust and position with customers.
The card is designed on a platform to personalize experiences and optimize utilities to increase usage value. With many different limits, cards are considered suitable for diverse spending needs of each customer. Thanks to the application of advanced technologies, VPBank can design incentives specifically for each customer based on the spending and payment habits of cardholders. These incentives are suggested by VPBank right on the VPBank NEO application, very convenient for customers when using.
Customers can easily use cards to pay online on websites and stores nationwide with extremely attractive foreign currency conversion fees, from only 2%. In addition, cardholders can also flexibly choose between popular cashless payment methods such as Tap & pay, Apple Pay, Google Pay or Garmin Pay..., aiming for a light and simple payment experience.
More than a flight is tens of thousands of incentives
VPBank representative said that in 2025, VPBank will build a card ecosystem revolving around 3 main spending pillars including Shopping (Smart Shopping) Travel (Experimental Tourism) Wellbeing (Self-care and Development). With this orientation, VPBank has designed card lines as tailored versions, suitable for each need, each lifestyle, gradually completing a comprehensive promotion map, helping customers not only make convenient payments but also fully enjoy all aspects of modern, dynamic and valuable life.
All card incentive programs, from accumulating points to upgrading membership, are specifically built by Vietjet for VPBank cardholders. Accordingly, for each spending from VPBank YoJo credit card, customers can accumulate up to 10% points corresponding to 3,800 Sky points per month based on the total amount spent. Customers can use the accumulated Skypoint points to convert them into Vietjet air tickets on the Skyjoy application.
In particular, cardholders can also easily be upgraded to a golden member of Skyjoy when they meet the spending conditions according to bank regulations, for example, total card spending reaches 60 million within 2 months from opening the card or total spending at Vietjet reaches 20 million in the last 6 months... Gold member of Skyjoy will be given priority to complete procedures at the airport, priority to board the plane, exchange reward points, and have baggage cards.
In addition, when purchasing air tickets using VPBank YoJo Visa platinum cards, cardholders will also be given 1 eSim that can be used in more than 200 countries around the world, given 1 bottle of free mineral water or receive a 25% discount on the accompanying services when paying for Vietjet air tickets such as upgrading seats, buying more checked baggage...
In parallel with the exclusive privileges for each flight, VPBank YoJo Visa platinum cardholders will also receive a discount of up to 50% at more than 2,000 stores, food and beverage partners such as San Fulou, The pizza Company, Sushi in Sushi, Mercure Vung Tau, Traveloka, Vipol Mui Ne Hotel & Spa, Melia Vinpearl Phu Quoc, furama Danang Resort, H&M, Vincom, Zara, General Electricity...
VPBank representative said that the bank will exempt annual card fees for the first year of use. In the following years, the bank will continue to exempt this fee if customers are satisfied with spending conditions. In the new launch phase, VPBank also launched a welcome gift program, giving immediately 3,000 Skypoints to credit card holders when they make at least 3 valid spending transactions within the first 30 days from the date of card opening with a total spending of VND 3 million or more.
Along with that, customers will also receive more than 10,000 Skypoint points in the first 30 days of opening the card. Customers can use this number to immediately exchange a pair of round-trip air tickets to Ho Chi Minh - Bangkok or equivalent flights. The highlight is that this Skypoint does not expire over time.
With the VPBank YoJo Visa platinum co-branded card, VPBank affirms its commitment to not only accompanying customers financially, but also accompanying them in every moment of life and experience of customers, so that each trip is not just a trip, but a memorable journey and each promotion is not just a number, but a part of a complete lifestyle.
