Update BIDV savings interest rates on December 24, 2025
According to a survey by Lao Dong, BIDV is listing savings interest rates for individual customers with 1-2 month terms at 3%/year. For 3 - 5 month terms, BIDV lists interest rates at 3.4%/year.
The savings interest rate at BIDV for 6 - 11 months is 4.5%/year. Customers depositing for 12 months receive interest at 5.2%/year; from 13 to 36 months receive the highest interest rate at 5.3%/year.


How to receive interest if you deposit savings at BIDV?
Forms for calculating interest when depositing in bank savings, readers can refer to:
Interest = Deposit x deposit interest rate %/12 x number of months deposited
People deposit 500 million VND in BIDV, term 36 months and enjoy interest rate 5.3%/year, the interest received is as follows:
500 million VND x 5.3%/12 months x 36 months = 79.5 million VND.
* Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles on interest rates HERE.