Agribank Interest Rate is the highest, deposit 50 million and receive up to 4.8 million

Khương Duy |

Agribank's highest Interest Rate is 4.8%/year. If you have 50 million VND to save, you can refer to the article below.

Latest Agribank deposit interest rate

According to Lao Dong reporter on October 17, deposit interest rates at Agribank counters are listed around 1.7 - 4.8%, depending on the term.

The 24-month term interest rate is listed at the highest level, up to 4.8%. Slightly lower, the interest rate for 12-month, 13-month, 15-month, and 18-month savings terms is 4.7%. Next is the 6-month, 7-month, 8-month, 9-month, 10-month, and 11-month terms, Agribank's interest rate is 3.0%.

Interest Rate for 4-month and 5-month terms is lower at 2%. For 1-month and 2-month terms, Agribank's interest rate is 1.7%. For non-term savings interest rates, Agribank is applying a threshold of 0.2%.

Bieu lai suat gui tien tai Agribank hien nay. Anh chup man hinh.
Current deposit interest rates at Agribank.
Bieu do lai suat gui tien ca nhan tai Agribank hien nay. Bieu do: Khuong Duy
Current chart of personal deposit interest rates at Agribank. Chart: Khuong Duy

Readers can also refer to current bank interest rates in the table below:

Top ngan hang co lai suat cao tren thi truong hien nay. So lieu ghi nhan ngay 16.10.2024. Bang: Ha Vy
Top banks with high interest rates on the market today. Data recorded on October 16, 2024. Table: Ha Vy

In the market, PVcomBank is currently leading in special interest rates when customers deposit money at the counter, with a rate of 9.5% for a term of 12-13 months. However, the condition to receive an interest rate of up to 9.5%/year is that customers must have a minimum deposit balance of VND 2,000 billion.

Next is HDBank with a particularly high interest rate, up to 8.1%/year for a 13-month term and 7.7% for a 12-month term, with a minimum balance of VND500 billion. This bank also applies a 6% interest rate for an 18-month term.

MSB applies interest rates for deposits at the counter up to 8%/year for a 13-month term and 7% for a 12-month term. The applicable conditions are that the savings book is newly opened or the savings book is opened from January 1, 2018, automatically renewed with a term of 12 months, 13 months and the deposit amount is from 500 billion VND.

Dong A Bank has a deposit interest rate of 13 months or more, the final interest rate for deposits of 200 billion VND or more is 7.5%/year. This bank also applies an interest rate of 6.1% for a 24-month term.

In addition, many banks are currently applying interest rates of over 6%/year, which are being listed by some banks for long-term deposits but do not require a minimum deposit amount.

Currently, NCB applies an interest rate of 6.15% for a 24-month term; Cake by VPBank applies an interest rate of 6.1% for a 12-month term; OceanBank applies an interest rate of 6.1% for a 24-month term; Bac A Bank applies an interest rate of 6.05% for a 24-month term.

BVBank and Cake by VPBank also apply an interest rate of 6% for 24-month and 12-month terms; VRB and Dong A Bank apply an interest rate of 6% for 24-month terms; SaigonBank applies an interest rate of 6% for 13, 18 and 24-month terms, and 6.1% for 36-month terms.

Deposit 50 million in Agribank savings, how much money do you receive?

Formula for calculating bank interest:

Interest = Deposit x interest rate (%)/12 months x deposit term

For example, you deposit 50 million VND in savings at Agribank on October 17, 2024, depending on the deposit term and the corresponding interest rate, the amount of interest you receive is as follows:

+ Interest on 3-month Agribank savings deposit: 250,000 VND.

+ Interest on 6-month Agribank savings deposit: 750,000 VND.

+ Interest on 9-month Agribank savings deposit: 1,125 million VND.

+ Interest on 12-month Agribank savings deposit: 2.35 million VND.

+ Interest on 24-month Agribank savings deposit: 4.8 million VND.

* Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.

Khương Duy
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