Latest Agribank deposit interest rates
Deposit interest rates at Agribank are listed around 1.6 - 4.7%, depending on the term.
In particular, the highest interest rate for savings terms of 12 months, 13 months, 15 months, 18 months, and 24 months is 4.7%.
Next are terms of 6 months, 7 months, 8 months, 9 months, 10 months and 11 months, Agribank interest rate is 3.0%.
Interest rates for 4-month and 5-month terms are lower at 1.9%. For terms of 1 month and 2 months, Agribank's interest rate is 1.6%.
For non-term savings deposits Agribank is applying at a threshold of 0.2%.
In the Big4 banking group including BIDV, Vietcombank, VietinBank, Agribank, VietinBank currently holds the most preferential interest rates compared to the remaining banks.
Below is a chart comparing interest rates of Big 4 banks:
Readers can also refer to current bank interest rates through the latest summary table below.
ABBank's interest rate is listed at the highest level, up to 9.65%, applicable to cases of opening/renewing 13-month term savings deposits with a deposit amount of less than 1,500 billion VND.
Ranked 2nd is PVcomBank, the 12-month term interest rate is listed at 9.5%/year with a minimum deposit of 2,000 billion VND.
Next is HDBank with quite high interest rates, 8.1%/year for a 13-month term and 7.7% for a 12-month term, with the condition of maintaining a minimum balance of 500 billion VND. This bank also applies an interest rate of 6% for an 18-month term.
MSB also applies quite high interest rates with deposit interest rates at bank counters up to 8%/year for a 13-month term and 7% for a 12-month term. Applicable conditions are newly opened savings books or savings books opened from January 1, 2018 that automatically renew with deposit terms of 12 months, 13 months and deposit amount from 500 billion VND.
Dong A Bank has a deposit interest rate with a term of 13 months or more, and the interest rate at the end of the term for a deposit of 200 billion VND or more applies at an interest rate of 7.5%/year.
NCB, VRB and OceanBank apply an interest rate of 6.1% for a 24-month term; OCB applies an interest rate of 6% for a 36-month term; ABBank applies an interest rate of 6% for a 12-month term; BVBank and Cake by VPBank also apply interest rates of 6%, terms of 24 months and 12 months.
Deposit 200 million VND in Agribank savings, how much money will you receive?
Formula to calculate bank deposit interest:
Interest = Deposit x interest rate (%)/12 months x deposit term.
For example, you deposit 200 million VND in savings at Agribank on July 21, 2024, depending on the deposit term and the corresponding interest rate, the amount of interest you receive is as follows:
+ Agribank savings deposit interest for 3-month term: 950,000 VND.
+ Agribank savings deposit interest for 6-month term: 3 million VND.
+ Agribank savings deposit interest for 9-month term: 4.5 million VND.
+ Agribank savings deposit interest for 12-month term: 9.4 million VND.
+ Agribank savings deposit interest for 24-month term: 18.8 million VND.
* Information on interest rates is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.
