According to a survey by Lao Dong Newspaper reporter on April 12, 2026, Agribank's savings interest rate for individual customers is currently listed at 0.2-6.5%/year.
Accordingly, for terms of 1-2 months, Agribank lists interest rates at 2.6%/year. For terms of 3-5 months, Agribank lists interest rates at 2.9%/year.
Savings interest rates at Agribank for terms from 6-11 months are at 4%/year. Customers depositing money from 12-18 months receive the highest interest rate of 5.9%/year. For the 24-month term, Agribank lists the highest interest rate at 6.5%/year.
Customers who deposit money on demand and payment deposits will receive an interest rate of 0.2%/year.
According to Agribank, after the SBV's meeting with commercial banks on monetary policy management, Agribank issued a document adjusting deposit interest rates. Accordingly, the bank reduces 0.5%/year for deposits with terms of 24 months or more applicable to individual customers, effective from April 13, 2026.
Readers can quickly calculate bank deposit interest using the following formula:
Interest = Deposit amount x interest rate (%)/12 months x number of months deposited
For example, deposit 600 million VND into Agribank, with an interest rate of 6.5% for a 24-month term. The interest you receive is estimated to be:
Interest = 600 million VND x 6.5%/12 x 24 months = 78 million VND.
Before depositing savings, readers should compare savings interest rates between banks, interest rates between terms to get the highest interest.
* Interest rate information is for reference only and may change in each period. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles about interest rates HERE.
