Highest BIDV interest rate, deposit 400 million to receive 78 million VND interest

Thạch Lam |

According to a survey by Lao Dong on April 10, 2026, BIDV applies a savings interest rate framework for individual customers in the range of 0.5-6.5%/year.

Update on BIDV savings interest rates on April 10, 2026

According to a survey by Lao Dong on April 10, 2026, BIDV lists interest rates for 1-3 weeks at 0.5%/year. Savings interest rates for individual customers with terms of 1-5 months are 4.75%/year. Savings interest rates at BIDV for terms of 6-11 months are 5.8%/year. Customers depositing money for 12-18 months receive an interest rate of 5.9%/year. Customers depositing money for 24-36 months receive an interest rate of 6.5%/year.

Biểu lãi suất tiết kiệm BIDV ngày 10.4.2026. Ảnh: BIDV
BIDV savings interest rate table on April 10, 2026. Photo: BIDV

How do you receive interest when depositing savings at BIDV?

Formula for calculating interest when depositing bank savings, readers can refer to:

Interest = Deposit amount x deposit interest rate %/12 x number of months deposited

People deposit 400 million VND in BIDV, with a term of 36 months and enjoying an interest rate of 6.5%/year, the interest received is as follows:

400 million VND x 6.5%/12 months x 36 months = 78 million VND.

* Interest rate information is for reference only and may change in each period. Please contact the nearest bank transaction point or hotline for specific advice.

Readers can refer to more articles about interest rates HERE.

Thạch Lam
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