Update BIDV savings interest rates on November 2, 2025
According to a survey by Lao Dong, BIDV is listing savings interest rates for individual customers with 1 and 2 month terms at 2%/year. For 3 - 5 month terms, BIDV lists interest rates at 2.3%/year.
Savings interest rate at BIDV for terms from 6 - 11 months is 3.3%/year. Customers depositing for 12 - 18 months receive the highest interest rate at 4.7%/year; from 24 - 36 months receive the highest interest rate at 4.9%/year.
How to receive interest if you deposit savings at BIDV?
Forms for calculating interest when depositing in bank savings, readers can refer to:
Interest = Deposit x deposit interest rate %/12 x number of months deposited
People deposit 100 million VND in BIDV, term 36 months and enjoy interest rate 4.9%/year, the interest received is as follows:
100 million VND x 4.9%/12 months x 36 months = 14.7 million VND.
People deposit 200 million VND in BIDV, term 24 months and enjoy interest rate 4.9%/year, the interest received is as follows:
200 million VND x 4.9%/12 months x 24 months = 19.6 million VND.
People deposit 250 million VND in BIDV, term 36 months and enjoy interest rate 4.9%/year, the interest received is as follows:
250 million VND x 4.9%/12 months x 36 months = 36.75 million VND.
People deposit 350 million VND in BIDV, term 36 months and enjoy interest rate 4.9%/year, the interest received is as follows:
350 million VND x 4.9%/12 months x 36 months = 51.45 million VND.
People deposit 400 million VND in BIDV, term 36 months and enjoy interest rate 4.9%/year, the interest received is as follows:
400 million VND x 4.9%/12 months x 36 months = 58.8 million VND.
People deposit 550 million VND in BIDV, term 36 months and enjoy interest rate 4.9%/year, the interest received is as follows:
550 million VND x 4.9%/12 months x 36 months = 80.85 million VND.
People deposit 1 billion VND in BIDV, term 36 months and enjoy interest rate 4.9%/year, the interest received is as follows:
1 billion VND x 4.9%/12 months x 36 months = 147 million VND.
People deposit 2 billion VND in BIDV, term 36 months and enjoy interest rate 4.9%/year, the interest received is as follows:
2 billion VND x 4.9%/12 months x 36 months = 294 million VND.
* Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles on interest rates HERE.
