Latest Cake by VPBank savings interest rates
According to information on Cake by VPBank's standard deposit page, customers can deposit savings from 100,000 VND, with deposit terms from 1 to 36 months. Interest collection methods include receiving interest at the beginning, end, monthly or quarterly.
Cake by VPBank's standard savings interest rate schedule applies from 5:00 PM on April 10, 2026. With the method of receiving interest at the end of the term, the Cake by VPBank savings interest rate is listed as follows:
The savings interest rate for terms of 1-5 months is 4.75%/year.
The savings interest rate for terms of 6-9 months is 7.2%/year.
The savings interest rate for terms of 10-12 months is 7.4%/year.
Savings interest rate for terms of 13-24 months is 7.4%/year.
The interest rate for 36-month term savings is 6.3%/year.
In addition to the standard savings interest rate, Cake by VPBank is displaying August offers with a deposit program from 5 million VND, plus interest up to 1.8%/year. The application period is from August 1, 2026 to the end of August 31, 2026, for CAKE term deposits and CAKE accumulation term deposits.
Cake by VPBank also displays a promotion of up to 1.8% when depositing the next time for a term of 6-12 months and a 2% gift when depositing the first time for a term of 6-12 months.
Deposit 50 million VND at Cake by VPBank, how much interest will you receive?
To calculate savings deposit interest, customers can refer to the formula:
Interest = Deposit amount x interest rate %/year x number of months deposited/12 months
With a deposit of 50 million VND at Cake by VPBank, receiving interest at the end of the term, the interest amount for reference according to some main terms is as follows:
Deposit 50 million VND for a 3-month term, Cake by VPBank savings interest rate 4.75%/year, receive about 593,750 VND.
Deposit 50 million VND for a 6-month term, Cake by VPBank savings interest rate 7.2%/year, receive about 1.8 million VND.
If the 6-month term is given an incentive of 1.8%/year, the interest rate can be up to 9%/year, with interest of about 2.25 million VND.
If the 6-month term is given a 2%/year preferential rate for first-time depositors, the interest rate can be up to 9.2%/year, with interest of about 2.3 million VND.
Deposit 50 million VND for a 12-month term, Cake by VPBank savings interest rate 7.4%/year, receive about 3.7 million VND.
If the 12-month term is given an incentive of 1.8%/year, the interest rate can be up to 9.2%/year, with interest of about 4.6 million VND.
If the 12-month term is given a 2%/year preferential rate for first-time depositors, the interest rate can be up to 9.4%/year, with interest of about 4.7 million VND.
Deposit 50 million VND for a 24-month term, Cake by VPBank savings interest rate 7.4%/year, receive about 7.4 million VND.
Deposit 50 million VND for a 36-month term, Cake by VPBank savings interest rate 6.3%/year, receive about 9.45 million VND.
Depositors should note that incentives plus interest rates at Cake by VPBank are applied according to the conditions and terms of each program. Before depositing savings, customers should check the Cake by VPBank interest rate at the time of transaction, the time of application of incentives, conditions for adding interest rates and regulations for early withdrawal.
