Latest HDBank online savings interest rates
According to records, HDBank online savings interest rates for individual customers, receiving interest at the end of the term are being listed for each term. The highest HDBank online savings interest rate per year is 5.6%/year, applied for an 18-month term.
Specifically, HDBank online savings interest rates are currently recorded as follows:
The savings interest rate for terms of 1-2 months is 4.2%/year.
Savings interest rate for terms of 3-5 months is 4.3%/year.
The interest rate for 6-month term savings is 5.0%/year.
The savings interest rate for terms of 7-11 months is 4.8%/year.
The interest rate for 12-month term savings is 5.3%/year.
Savings interest rates for terms of 13 months and 15 months are 5.5%/year.
The interest rate for 18-month term savings is 5.6%/year.
Savings interest rates for 24-month and 36-month terms are 5.0%/year.
Deposit 50 million VND at HDBank to receive the highest interest?
To calculate savings interest, customers can apply the formula:
Interest = Deposit amount x interest rate %/year x number of months deposited/12 months
With a deposit of 50 million VND at HDBank, if depositing online savings for a term of 36 months, receiving interest at the end of the term, the savings interest rate is 5.0%/year. The expected interest amount is calculated as follows:
50 million VND x 5.0%/year x 36 months/12 months = 7.5 million VND.
Customers depositing 50 million VND at HDBank for a 36-month term can receive about 7.5 million VND in interest. The total amount of principal and interest upon maturity is about 57.5 million VND.
Some reference interest rates when depositing 50 million VND at HDBank:
Deposit 50 million VND for a 3-month term, savings interest rate of 4.3%/year, receive about 537,500 VND.
Deposit 50 million VND for a 6-month term, savings interest rate 5.0%/year, receive about 1.25 million VND.
Deposit 50 million VND for a 9-month term, savings interest rate 4.8%/year, receive about 1.8 million VND.
Deposit 50 million VND for a 12-month term, savings interest rate of 5.3%/year, receive about 2.65 million VND.
Deposit 50 million VND for a 24-month term, savings interest rate of 5.0%/year, receive about 5 million VND.
Deposit 50 million VND for a 36-month term, savings interest rate of 5.0%/year, receive about 7.5 million VND.
Depositors need to note that HDBank lists some special interest rates for long terms, but these levels often come with very large deposit amount conditions. For a deposit of 50 million VND, customers should compare the normal savings interest rate schedule or online savings interest rate at the time of transaction.
The above interest amount is for reference only, calculated according to the usual formula. The actual interest may change depending on the deposit date, interest receipt method, savings product and HDBank savings interest rate schedule at the time customers deposit money.
