Bank interest rates today July 28: 5 units have interest rates above 8.2%

A survey of interest rates of more than 30 banks shows that some banks still maintain special interest rate programs for customers with very large deposits.

In the group of banks listing the highest interest rates in the market, PVcomBank leads with an interest rate of 10%/year for 12-13 month term deposits, receiving interest at the end of the term. However, this interest rate is only applied to customers depositing at the counter with amounts from 2,000 billion VND or more.

Next is MSB with an interest rate of 9%/year for 12- or 13-month term deposits. The applicable condition is that the newly opened or opened savings book from January 1, 2018 is automatically renewed, and has a minimum balance of 500 billion VND.

VPBank is applying higher online interest rates compared to deposits at counters, and is also dividing according to each deposit limit. The highest interest rate is applied to deposits with terms from 6 to 12 months.

Customers depositing from 100 million VND to under 300 million VND are entitled to interest rates from 4.75% to 8.5%/year. For deposits from 300 million VND to under 1 billion VND, interest rates range from 4.75% to 8.6%/year.

For deposits from 1 billion VND to under 3 billion VND, online interest rates are at 4.75% - 8.7%/year. Deposits from 3 billion VND to under 10 billion VND are entitled to interest rates from 4.75% to 8.8%/year.

Notably, customers depositing online from 50 billion VND or more can enjoy the highest interest rate of up to 9%/year, applied to terms from 6 to 12 months.

Cake by VPBank is listing 6-month term interest rates under normal conditions, at 7.2%/year when customers receive interest at the end of the term. When customers receive interest at the beginning of the term, monthly and quarterly, they will receive interest rates of 6.78%, 7.02% and 7.09%/year respectively.

Cake by VPBank is offering an additional 1.8% interest rate, applicable to customers depositing money for the first time, standard deposit products and accumulated deposits on the CAKE BANK application, with amounts from 100,000 VND, term of 6-12 months. Plus this preferential interest rate, customers depositing money for a 6-month term can receive an interest rate of up to 9%; for Cake by VPBank's 10-12 month terms, the actual received interest rate can be up to 9.2%.

At Nam A Bank, customers depositing from 500 billion VND or more for a 24-month term can enjoy interest rates up to 8.3%/year - belonging to the group of the highest deposit interest rates currently available. For deposits of the same value for a 36-month term, receiving interest at the end of the term, the applied interest rate is 8.1%/year after the General Director's approval.

Comparing the highest 3-month term bank interest rates

The highest 6-month term bank savings interest rate today

For 12-month savings, which bank has the highest interest rate?

Highest bank interest rate for 24-month term