Highest interest rate of Big4
The online deposit interest rate for the term of 24-36 months at VietinBank is currently at 5%/year, this is the highest deposit interest rate in the Big4 group (to be compared to the 4 largest banks on the market today, including: BIDV, VietinBank, Vietcombank and Agribank). For the same term, at BIDV it is 4.9%/year, Agribank 4.8%/year, and Vietcombank is 4.7%/year.
However, for the 3-month term, Agribank listed interest rates at a higher level than the other 3 banks. Currently, this bank is listing 2.5%/year for 3-month online deposits, while VietinBank and BIDV are still listing 2%/year, at Vietcombank only 1.9%/year.
Vietcombank's interest rates are always listed lower than the other 3 banks. Bank interest rates at Agribank, VietinBank and BIDV do not have much difference, except for 24-36 month and 3-month deposit terms.
Highest special interest rate 7-9%
The highest interest rate for 12-month terms is up to 7-9%, but to enjoy this interest rate, customers must meet special conditions.
PVcomBank leads with a special interest rate of 9%/year for a term of 12-13 months when depositing money at the counter. The applicable condition is that customers must maintain a minimum balance of VND 2,000 billion.
HDBank applies an interest rate of 8.1%/year for a 13-month term and 7.7%/year for a 12-month term, with the condition of maintaining a minimum balance of VND500 billion. In addition, the 18-month term is subject to a 6% interest rate.
MSB listed an interest rate of 8%/year for a 13-month term and 7%/year for a 12-month term. The condition is that the minimum deposit is 500 billion VND from newly opened or automatically renewed savings books from January 1, 2018.
Dong A Bank applies an interest rate of 7.5%/year for term deposits of 13 months or more, with a minimum amount of VND200 billion.
Banks push interest rates above 6%
Currently, interest rates above 6%/year are being listed by many banks for long-term deposits but do not require a minimum deposit amount.
Eximbank applies an interest rate of 6.2-6.5%/year for long terms from 15-34 months; BVBank applies an interest rate of 6.05%, 12-month term, 6.25% for 15-month term, 6.35% for 18-month term and 6.45% for 24-36 month term;
IVB applies the highest interest rate of 6.45%/year for a term of 5 - 15 years, 6.25%/year for a term of 48 months, 6.15%/year for a term of 36 months and 6.05/year for a term of 12 months; KienLong Bank applies an interest rate of 6.1% for a term of 12-24 months, 6.3% for a term of 36 months and 6.4% for a term of 60 months;
GPBank applies an interest rate of 6.05%/year for a 12-month term and 6.15%/year for terms from 13-36 months. Cake by VPBank applies an interest rate of 6%/year for a term of 12-18 months and 6.3%/year for a term of 24-36 months; OceanBank applies an interest rate of 6.1% for a term of 24 months;
VRB and Dong A Bank apply an interest rate of 6% for a 24-month term; VietABank applies an interest rate of 6% for a 18- and 24-month term at 6%/year, 6.1% for a 36-month term; SaigonBank applies an interest rate of 6% for a 13, 18 and 24-month term, 6.1% for a 36-month term; HDBank applies an interest rate of 6% for a 15-month term and 6.1% for a 18-month term; BAOVIET Bank applies an interest rate of 6% for a 15, 18, 24 and 36-month term; ABBank applies an interest rate of 6% for a 12-month term; CB applies an interest rate of 6% for terms of 12 months or more.
Statistics of banks with the highest savings interest rates today:
Compare the highest bank interest rates for 3-month terms
Interest rates for savings deposits at banks for 6-month terms
Want to deposit savings for 12 months, which bank has the highest interest rate?
Latest update on Agribank interest rates, Sacombank interest rates, SCB interest rates, Vietcombank interest rates... highest for 24-month terms.
Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles on interest rates HERE.
