Bank interest rates today, February 23: Short term at the ceiling

Interest rates for terms under 6 months are at the ceiling

Eximbank is the only bank to apply a maximum interest rate of 4.75%/year for term deposits from 1 month to less than 6 months according to QD 2411/QD-NHNN of the State Bank of Vietnam. Accordingly, customers opening online savings books on weekends are entitled to an interest rate of 4.75%/year for a term of 3-5 months, while on days from Monday to Friday, the interest rate for a term of 3 months is 4.4%/year.

After Eximbank, the banks with the highest deposit interest rates for 3-month terms are MBV and VietBank with an interest rate of 4.6%/year. Nam A Bank has an interest rate of 4.5%/year, Vikki Bank is listed at 4.4%/year and BaoViet Bank, IVB, VCBNeo have an interest rate of 4.35%/year. NCB and KienlongBank listed 4.3%/year for this term.

Highest special interest rate 7-9%

The highest interest rate for 12-month terms is up to 7-9%, but to enjoy this interest rate, customers must meet special conditions.

PVcomBank leads with a special interest rate of 9%/year for a term of 12-13 months when depositing money at the counter. The applicable condition is that customers must maintain a minimum balance of VND 2,000 billion.

HDBank applies an interest rate of 8.1%/year for a 13-month term and 7.7%/year for a 12-month term, with the condition of maintaining a minimum balance of VND500 billion. In addition, the 18-month term is subject to a 6% interest rate.

MSB listed an interest rate of 8%/year for a 13-month term and 7%/year for a 12-month term. The condition is that the minimum deposit is 500 billion VND from newly opened or automatically renewed savings books from January 1, 2018.

Dong A Bank applies an interest rate of 7.5%/year for term deposits of 13 months or more, with a minimum amount of VND200 billion.

Banks push interest rates above 6%

Currently, interest rates above 6%/year are being listed by many banks for long-term deposits but do not require a minimum deposit amount.

Eximbank applies an interest rate of 6.2-6.5%/year for long terms from 15-34 months; BVBank applies an interest rate of 6.05%, 12-month term, 6.25% for 15-month term, 6.35% for 18-month term and 6.45% for 24-36 month term;

IVB applies the highest interest rate of 6.45%/year for a term of 5 - 15 years, 6.25%/year for a term of 48 months, 6.15%/year for a term of 36 months and 6.05/year for a term of 12 months; KienLong Bank applies an interest rate of 6.1% for a term of 12-24 months, 6.3% for a term of 36 months and 6.4% for a term of 60 months;

GPBank applies an interest rate of 6.05%/year for a 12-month term and 6.15%/year for terms from 13-36 months. Cake by VPBank applies an interest rate of 6%/year for a term of 12-18 months and 6.3%/year for a term of 24-36 months; OceanBank applies an interest rate of 6.1% for a term of 24 months;

VRB and Dong A Bank apply an interest rate of 6% for a 24-month term; VietABank applies an interest rate of 6% for a 18- and 24-month term at 6%/year, 6.1% for a 36-month term; SaigonBank applies an interest rate of 6% for a 13, 18 and 24-month term, 6.1% for a 36-month term; HDBank applies an interest rate of 6% for a 15-month term and 6.1% for a 18-month term; BAOVIET Bank applies an interest rate of 6% for a 15, 18, 24 and 36-month term; ABBank applies an interest rate of 6% for a 12-month term; CB applies an interest rate of 6% for terms of 12 months or more.

Statistics of banks with the highest savings interest rates today:

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Interest rates for savings deposits at banks for 6-month terms

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