According to a Lao Dong survey, the latest capital deposit interest rate schedule applied by Techcombank and effective from August 11, 2026, the bank continues to maintain an attractive preferential interest rate policy for online savings deposits (Online).
Surveys show that the highest interest rate in the whole system is currently 6.9%/year, applied to the "Phat Loc Online Deposit" product. This is an interest rate for priority customers (Private Banking) who deposit savings of under 1 billion VND, from 1 - 3 billion VND and over 3 billion VND at 12-month terms.
Deposit 400 million VND, how much interest will you receive?
Readers can quickly calculate the interest rate of online savings deposits using the formula below:
Monthly interest = Deposit amount x interest rate (%/year)/12 x number of months deposited
Thus, depositing 400 million VND at Techcombank, priority customers (Private Banking) can receive the highest interest rate as follows (applied to individual customers depositing online):
Thus, if you do not need to use capital in the next 2 years, depositing savings at a 24-month term will help customers "pocket" 48 million VND in interest.
For regular customers, the applicable interest rate will receive the interest rate and other interest amounts:
Calculation table based on deposits under 1 billion VND. Interest rates may change if the deposit amount is greater than 1 billion VND or greater than 3 billion VND.
* Interest rate information is for reference only and may change in each period. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles about interest rates HERE.
