Vikki Bank's mobilization interest rate (October 14): Highest 6. 20%
According to the record on October 14, 2025, Vikki Bank will apply a new deposit interest rate table for term deposits in VND (effective from October 8, 2025). VikkiBank's highest interest rate is 6.20%/year (18-month term), maintaining a competitive position in the market.
The savings interest rate table (Dvt: %/year) announced by Vikki Bank (applicable to terms of 1 month or more):

Deposit 2 billion VND at Vikki Bank: Interest is actually 354 million VND
When depositing 2 billion VND, calculating the total profit at the end of the term is very important. Although the highest Vikki Bank interest rate is 6.20%/year applied to an 18-month term (about 186.24 million VND), customers aiming for the highest absolute profit target should choose a longer term.
According to the analysis, a deposit of 2 billion VND for a 36-month term (interest rate of 5. 90%/year) brings a total profit of up to 354 million VND. This is a significant level of passive income, significantly higher than the 12-month (VND 114 million) or 24-month (VND 36 million) term, helping investors optimize the benefits from large capital flows in the long term.
Details of the interest received at the end of the term after depositing 2 billion VND:
