Vikki Bank's deposit interest rate on October 29 is the highest at 7.8%/year
According to a survey on October 29, 2025, Vikki Bank will apply a new deposit interest rate table for VND BNG THRET product effective from October 21, 2025.
The interest rate table applies a framework of 365 days/year, paying interest at the end of the term is used as a comparison standard.
Vikki Bank's highest interest rate is 6.20%/year (18-month term), continuing to maintain a competitive position in the market.
Notably, the 13-month interest rate at the end of the term applied to savings of VND 999 billion or more is 7.8%/year and is not applied simultaneously with other promotional programs.
The deposit interest rate table (Dvt: %/year) announced by Vikki Bank:

Deposit 1 billion VND at Vikki Bank: Real interest received 177 million VND
The actual interest received when depositing 1 billion VND in savings at Vikki Bank is as follows:

When depositing 1 billion VND, calculating the total profit at the end of the term is very important. Although the highest Vikki Bank interest rate is 6.20%/year applied to an 18-month term (reaching VND93 million), a deposit of VND1 billion for a 36-month term (reaching an interest rate of 5. 90%/year) brings a total absolute profit of up to VND177 million.