Vikki Bank interest rates, deposit 1 billion VND for long terms and receive 177 million VND

Thuận Hiền |

Update deposit interest rates at Vikki Bank on October 29, 2025. The long-term deposit of 1 billion VND brings the highest absolute profit of 177 million VND.

Vikki Bank's deposit interest rate on October 29 is the highest at 7.8%/year

According to a survey on October 29, 2025, Vikki Bank will apply a new deposit interest rate table for VND BNG THRET product effective from October 21, 2025.

The interest rate table applies a framework of 365 days/year, paying interest at the end of the term is used as a comparison standard.

Vikki Bank's highest interest rate is 6.20%/year (18-month term), continuing to maintain a competitive position in the market.

Notably, the 13-month interest rate at the end of the term applied to savings of VND 999 billion or more is 7.8%/year and is not applied simultaneously with other promotional programs.

The deposit interest rate table (Dvt: %/year) announced by Vikki Bank:

Lai suat huy dong Vikki Bank ngay 29.10 cao nhat 7,8%/nam.
Vikki Bank's mobilization interest rate on October 29 was the highest at 7.8%/year.

Deposit 1 billion VND at Vikki Bank: Real interest received 177 million VND

The actual interest received when depositing 1 billion VND in savings at Vikki Bank is as follows:

Gui 1 ti dong tai Vikki Bank: Tien lai thuc nhan 177 trieu dong.
Deposit 1 billion VND at Vikki Bank: Interest is actually 177 million VND.

When depositing 1 billion VND, calculating the total profit at the end of the term is very important. Although the highest Vikki Bank interest rate is 6.20%/year applied to an 18-month term (reaching VND93 million), a deposit of VND1 billion for a 36-month term (reaching an interest rate of 5. 90%/year) brings a total absolute profit of up to VND177 million.

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