The bank appeared with an interest rate of 7.7% when deposited for 12 months

Thạch Lam |

According to a survey of the Lao Dong newspaper on 8.2, the 12 -month savings interest rate in the banking system fluctuated around the threshold of 4.4 - 9%.

PVcombank interest rates are currently the highest in the market, up to 9% for 12 -month term with a minimum deposit of VND 2,000 billion, but customers must meet special conditions.

Under normal conditions, PVcomBank listed the highest 12 -month interest rate at 5.1% when customers deposited online and 4.8% when deposited at the counter.

Bieu lai suat tiet kiem truyen thong PVcomBank. Anh: PVcomBank
Traditional savings interest rate schedule PVcombank. Photo: PVcomBank
Bieu lai suat tiet kiem online PVcomBank. Anh: PVcomBank
PVcombank's online savings interest rate schedule. Photo: PVcomBank

Following, HDBank with an interest rate of 7.7% for a 12 -month term, conditions for maintaining a minimum balance of VND 500 billion. Under normal conditions, HDBank listed the highest 12 -month interest rate at 5.6% when customers deposited online and 5.5% when deposited at the counter.

Bieu lai suat tiet kiem tai quay HDBank. Anh: HDBank
Saving interest rate schedule at HDBank. Photo: HDBank
Bieu lai suat tiet kiem online HDBank. Anh: HDBank
Online savings interest rate schedule HDBank. Photo: HDBank

Top banks with the highest interest rate of 12 months under the usual conditions such as Kienlongbank, GPBank, Cake by VPBank, CBBank ...

Kienlongbank is listing the highest interest rate of 12 months at 6.1% when individual customers send money online. Currently, the interest rate of this bank is 6.4%/year when customers send 60 months.

Bieu lai suat tiet kiem dien tu ngan hang KienlongBank. Anh: KienlongBank
Kienlongbank Bank's EXTRACTIVES Photo: Kienlongbank

The GPBank is listing the highest interest rate of 12 months at 6.05%/year for customers to deposit Mobile Savings. Currently, the highest interest rate on this bank is 6.15% of the term 13 - 36 months.

Bieu lai suat tiet kiem dien tu ngan hang GPBank. Anh: GPBank
GPBank Banking Savings interest rate schedule. Photo: GPBank

Cake by VPBank is listing the highest interest rate of 12 months at 6%/year when customers receive interest at the end of the period. In other terms Cake by VPBank listed interest rates from 4.28 - 6.3%/year.

Bieu lai suat tiet kiem Cake by VPBank. Anh: Cake by VPBank
Cake by VPBank saving interest rate schedule. Photo: Cake by VPBank

CBBank is listing the highest 12 -month interest rate at 6% when customers send money online. This bank is listing interest rates ranging from 4.1-6%/year.

Bieu lai suat tiet kiem CBBank. Anh: CBBank
CBBank saving interest rate schedule. Photo: CBBank

Save 2 billion dong 12 months how much interest?

You can refer to how to calculate the interest to know how much interest is received after deposit. To calculate the interest, you can apply the formula:

Interest = deposit x interest rate/12 x number of months deposit

For example, you deposit 2 billion dong to Bank A, 12 -month term and interest rate of 6.1%/year, the amount received as follows:

2 billion x 6.1%/12 x 12 = 122 million.

* Information about interest rates is for reference only and can change in each period. Please contact the nearest bank transaction point or hotline for specific advice.

Readers can refer to the interest rate information here.

Thạch Lam
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