From July 1, 2026, the base salary increases to 2.53 million VND/month. At the same time, according to Decree 188/2025/ND-CP, students are supported by the State with at least 50% of the health insurance contribution level, instead of the 30% support level as before.
The formula for calculating student health insurance contributions is as follows:
Health insurance premium = Base salary x 4.5% x number of months of participation
According to the new base salary of 2.53 million VND/month, the level of health insurance contribution for students after being supported by 50% is determined as follows:
Thus, the maximum contribution level for students is about VND 56,925/month.
Compared to before July 1, 2026, the health insurance contribution level has been adjusted to increase due to the base salary increasing from 2.34 million VND to 2.53 million VND/month.
Because the base salary increased from 2.34 million VND to 2.53 million VND/month, the level of student health insurance contributions from July 1, 2026 also increased correspondingly. Thanks to the policy of supporting at least 50% of the contribution level from the State budget, the actual amount that students have to pay is still significantly lower than in cases where they are not supported.
