Issuing electronic social insurance books, no later than January 1, 2026
Implementing the provisions of the Social Insurance Law 2024 and Decree No. 164/2025/ND-CP dated June 29, 2025 of the Government regulating electronic transactions in the field of social insurance and the National Database on Insurance, the Social Insurance book will be issued in electronic form, no later than January 1, 2026 and have the same legal value as the Social Insurance book in paper form; the Social Insurance book in paper form will be issued when the participant requests.
The 2024 Social Insurance Law stipulates that social insurance agencies are responsible for "Emitting social insurance book formats, compulsory social insurance application formats, voluntary social insurance, unemployment insurance after receiving consensus from the Ministry of Labor "Invalids and Social Affairs".
Based on the provisions of the Social Insurance Law 2024, in order to promptly issue electronic social insurance books, Vietnam Social Insurance has proactively researched, proposed, and consulted the Ministry of Labor, War Invalids and Social Affairs on the draft electronic social insurance book model in Official Dispatch No. 4756/BHXH-TST dated December 19, 2024.
In Clause 2, Article 8 of Decree No. 164/2025/ND-CP dated June 29, 2025 regulating electronic transactions in the field of social insurance and the National Database on Insurance, the electronic social insurance book is a social insurance book created by the Ministry of Finance by electronic means.
Currently, in parallel with the process of focusing and focusing on implementing the work of arranging and streamlining the apparatus organization with agencies and localities across the country, Vietnam Social Insurance is also actively researching and developing to complete the electronic version of the Social Insurance book to seek the direction of the Ministry of Finance to issue, ensuring the prescribed time.
Electronic social insurance books contain information and have legal value like paper social insurance books. It is expected that the process of issuing and managing electronic social insurance books will not change compared to previous regulations.
In case of detecting fraud or forgery, the Social Insurance agency will temporarily revoke the electronic social insurance book based on the database to ensure the rights and management of information on social insurance participation of employees is accurate and transparent.
Solving the situation of buying, selling, mortgaging, transferring, and mortgaging social insurance books
The implementation of electronic social insurance books aims to implement the Party and State's policies on administrative procedure reform (AP), apply information technology, promote electronic transactions, expand the provision of online public services at level 3, 4, while improving the effectiveness of social insurance management and facilitating and increasing satisfaction for people and businesses in the social insurance sector.
For social insurance participants, they can regularly monitor and promptly update the results of social insurance, unemployment insurance (UI), occupational accident and disease insurance (UI) payment at any time and place and can use the electronic social insurance book to take legal action related to the electronic environment.
On the other hand, employees save time by not having to reissue social insurance books if they are unfortunately lost or damaged. At the same time, it is not required to preserve it like a paper social insurance book and do not have to present a paper social insurance book when completing procedures to pay social insurance and unemployment insurance regimes.
For employers, the workload arising from implementing administrative procedures (APs) related to the issuance of social insurance books to employees is reduced.
For social insurance agencies: Electronic social insurance books are provided on VNEID and VssID applications to help save costs on printing and issuing social insurance books, paper health insurance cards and reduce human resources for issuing books and cards.
In particular, it is necessary to resolve the situation of buying, selling, mortgaging, transferring, and mortgaging social insurance books that affect the rights of employees.
In addition, when data is connected with the Employment Service Center, it will promptly detect and prevent the settlement of unemployment insurance benefits that are not in accordance with regulations. Database storage also facilitates, making it easy to look up, track, check, and reduce file storage space.
For Employment Service Centers: Deploying electronic social insurance books on VNEID and VssID applications, connecting data between the Employment Service Center and the Social Insurance agency, can completely allow participants to submit documents online without having to go directly to the Employment Service Center, reduce the burden on Employment Service Center and create convenience for participants.
