Tam Dao Grassroots Social Insurance officials said that in the past time, many elderly people still have a psychology of hesitation when participating in voluntary social insurance (BHXH).
The main reason is that they do not clearly understand the policy, many people think that voluntary social insurance contributions only have pension benefits.
Therefore, many people are worried such as "do I have paid and will I be entitled to it" or "if I die, will the paid money be lost?
Recently, Tam Dao grassroots social insurance has organized many direct propaganda conferences in villages and hamlets in communes managed by the unit.
Here, social insurance agency officials propagated and disseminated policies and laws on voluntary social insurance, and at the same time answered questions from people attending the conference.
In which, many questions and obstacles have been answered. Social Insurance officials clearly explain the rights, contribution level, and benefit level when employees participate in voluntary social insurance.
Accordingly, participating workers will have contributions and benefits, without losing benefits, even if they unfortunately die during the time they are participating. Depending on specific milestones, there will be corresponding benefit levels.
Tam Dao grassroots social insurance said that voluntary social insurance is a policy of the Party and the State, long-term, helping people have a stable income when they get old.
When participating and meeting the conditions, people will receive a monthly pension. The benefit level depends on the contribution process, this is a regular income, helping to cover living expenses and reduce dependence on the family.
Notably, when participating in social insurance, contributors not only receive pensions but also receive free health insurance cards.
In the context of increasing medical examination and treatment costs, this is a practical benefit, helping the elderly to receive better health care without too much financial concern" - Tam Dao Social Insurance emphasized.
Regarding the concern "if I die, will I lose money?" - representatives of the social insurance agency affirmed that the rights of participants are always guaranteed.
If the participant does not have time to receive a pension but dies, the relatives will receive funeral allowance and survivor's allowance. Thus, there is no such thing as the participant being "disadvantaged" or "losing everything" as many people still worry.
Reality shows that many people who have reached retirement age still choose to pay once for the remaining years when they have accumulated enough from 10 years of social insurance participation to be eligible for pensions (15 years of social insurance participation). This is considered a suitable solution, helping to ensure a stable life in old age.
It can be said that participating in voluntary social insurance is not only a right but also a proactive preparation for the future. Especially for those who have reached retirement age, participating in social insurance is even more practical, helping the elderly life to be more secure, reducing the burden on families and society.
