Using Apple Pay can make payments easier without having to use a physical card. At the same time, it also helps iPhone users protect their bank cards and debts when they do not have to use them directly but store them in the Apple Wallet application.
Users can use Apple Pay to make secure payments in stores, for public transportation, in apps, and on Apple Pay-enabled websites.
Even in the messaging app, users can use the Apple Cash feature to send and receive money from family and friends and make purchases. However, Apple Cash is still only available in the US.
Set up Apple Pay on iPhone
To set up Apple Pay, the first thing to do is add a debit card, credit card or prepaid card to the application. For example:
In Wallet, tap the + stamp icon
Log in with Apple ID if required
Add a new card: touch the debit or credit card, tap Continue, then take a photo of the card or enter manual card details.
Add old cards: touch Previous cards, then select any previously used cards. These cards can include cards linked to Apple ID, cards that users use with Apple Pay on other devices, cards that users have added to Safari Automatic filling, or cards that they have deleted from the Wallet. touch On Continue, authenticate with Face ID or Touch ID, then follow the instructions on the screen.
Add cards from a supported application: touch the application of a bank or a supported card issuer. The card developer needs to determine whether the user's card is eligible for Apple Pay and can request additional information to complete the verification process.
Set the default card and rearrange the cards
If more than one card is attached to the Wallet application, users can choose which card to use to pay.
Set a default card for payments: The first card the user adds to the Wallet becomes a default card. To choose another card to replace the card, tap and hold the card, then pull the card to the front of the arrangement.
Reset the card: touch and hold the card that the user wants to move, then pull to a new location.