The program begins with the story of a female audience member named H who unexpectedly won the lottery jackpot. The joy did not last long when many relatives successively came to borrow money. Thinking of family affection, she shared a sum of money with her siblings. However, the comparison "more people, fewer people" quickly caused conflicts to arise.
Tensions rose when Ms. H's youngest sister came to the front of the house to kneel and beg because she owed hundreds of millions of VND. Meanwhile, Ms. H's husband said that "giving money is considered lost". When she only supported 10 million VND, her husband's family blamed her for lack of affection because she "won the lottery but did not help".
Commenting on this situation, MC Ngo Nhu Quynh said that many people when having a large amount of money for the first time are often easily softened and spend money according to emotions. However, she assessed that the characters in the story have somewhat maintained their composure. "We are not obligated to share money with relatives. If you want to help, you need to have a clear plan, for example, deducting a ratio appropriate to your ability and prioritizing those who have helped you. Don't let yourself be shaken by pressure or tears of others," the female MC shared.
From a psychological perspective, Dr. To Nhi A believes that publicizing the story of winning the lottery can increase pressure. She analyzed: "Reality shows that many lottery winners cannot keep their money. When you publicize, you not only manage your money but also face public opinion and expectations from those around you. If it's not this person, someone else will come to you.
According to Dr. To Nhi A, the confusion of lottery winners often stems from the lack of financial management skills and the lack of clear personal boundaries when events occur. She emphasized that each person has the full right to refuse, even with relatives, if support exceeds their ability.
In the conversation, MC Ngo Nhu Quynh also emphasized the importance of psychological preparation when suddenly having money. She said: "No one is taught how to behave when winning the lottery. When big money comes, if you lack management skills, it is very easy to lose both money and peace". According to the female MC, instead of making it public, the lottery winner should develop a clear financial plan for himself, determine the specific level of support if available and avoid let emotions dominate the decision.
The next part of the program is the second story related to money disputes in the family. A viewer said that her mother once won the lottery and shared a portion with her children and grandchildren, and the rest was saved for funeral expenses. After that, the aunt borrowed money, had a confirmation paper and paid interest regularly. However, after her mother passed away, the aunt stopped paying and claimed that she had "asked" the deceased through incense sticks.
Faced with this situation, MC Ngo Nhu Quynh said that when you have promised, you need to keep your word, especially when the transaction has a clear agreement. Dr. To Nhi A gave two ways to handle it: if the papers are valid, the person involved can sue to recover the money and implement inheritance according to legal regulations; or choose to ignore the money, accepting to keep the relationship at the necessary level. According to her, the important thing is to make a decisive choice to avoid prolonging tension.
