In the context of the economic recovery gradually after a period of many fluctuations, the story of businesses' access to capital, especially manufacturing and exporting businesses, is showing positive signals. Not only are interest rates adjusted at a good level, but businesses themselves are also becoming more proactive and cautious in financial planning.
Mr. Tran Viet Anh - Chairman of the Board of Directors and General Director of Nam Thai Son Import-Export Joint Stock Company commented that at present, bank interest rates are quite good thanks to a healthy competitive environment between credit institutions.
Banks always have flexible support policies, continuously adjusting with reasonable interest rates, especially in the context that the second half of the year is an important time to accelerate production and business - Mr. Viet Anh said.
The cash flow from lending banks is increasingly abundant, opening up many opportunities to access capital for businesses. However, the key factor to take advantage of this capital source still lies in the financial internal resources and careful preparation of enterprises.
From another perspective, Mr. Nguyen Dinh Tung - General Director of Vina T&T Group Import-Export Company also shared that his company is approaching the policies from the bank quite well, especially the loan interest rate much lower than the same period last year.
"Currently, our business's loan interest rate is around 5.5 - 6%, this is a reasonable level, creating conditions for us to boost production plans and expand export markets, especially in the second half of the year" - Mr. Tung said.
It is forecasted that in the second half of 2025, international consumer demand may bounce back when inflation in major economies is controlled. Many businesses expect that with the current interest rate level and support from banks, they will be more proactive in expanding production scale and developing new export markets.
