Bac A Bank's highest interest rate, deposit 100 million and receive more than 20 million VND in interest

Hà Vy |

Update on savings interest rates at Bac A Bank on February 4, 2026, with the highest interest rate, depositors of 100 million VND can receive 20.7 million VND.

Full set of Bac A Bank interest rates for all terms

Over the past time, Bac A Bank has continuously increased deposit interest rates for all terms. In the most recent adjustment, Bac A Bank continued to increase interest rates with an increase of 0.2-0.35%/year.

For deposits under 1 billion VND, the 6-11 month term increased by 0.3%/year to 6.8%/year; the 12-month term increased by 0.35%/year to 6.85%/year; the 13-15 month term increased by 0.25%/year to 6.85%/year; the 18-36 month term increased by 0.2%/year to 6.9%/year.

According to Lao Dong's records, the savings interest rate of Bac A Commercial Joint Stock Bank (Bac A Bank), applied to deposit balances under 1 billion VND, receiving interest at the end of the term, currently fluctuates in the range of 4.55%/year to 6.9%/year.

Bac A Bank's savings deposit interest rate schedule is listed as follows:

Lãi suất tiết kiệm được Bac A Bank công bố trên website ngày 4.2.2026. Nguồn: Bac A Bank
Savings interest rates announced by Bac A Bank on the website on February 4, 2026. Source: Bac A Bank

Deposit 100 million VND at Bac A Bank, how much interest will you receive at various terms?

Readers can calculate bank deposit interest using the following formula:

Interest amount = Deposit amount * interest rate (%/year) * number of actual deposit days/365

Thus, depositing 100 million VND at Bac A Bank, customers can receive the highest interest rate as follows:

Interest rate information is for reference only and may vary over time. Please contact the nearest bank transaction point or hotline for specific advice.

Readers can refer to more articles about interest rates HERE.

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