Update on BIDV savings interest rates on September 21, 2026
According to a survey by Lao Dong on September 21, 2026, for savings deposits under normal conditions, BIDV lists interest rates for individual customers as follows:
The 1-2 month term is at 2.1%/year.
Term from 3-5 months at 2.4%/year.
Term from 6-9 months at 3.5%/year.
The 12-18 month term is at 5.9%/year.
The term of 24-36 months is at 6%/year.
For online savings deposits, BIDV lists savings interest rates as follows:
- 1-5 month term at 4.75%/year.
- Term of 6-11 months at 6.6%/year.
- Terms of 12, 13, 24, 36 months at 6.8%/year.
- Terms of 15, 18 months at 6.6%/year.
How do you receive interest when depositing savings at BIDV?
Formula for calculating interest when depositing bank savings, readers can refer to:
Interest = Deposit amount x deposit interest rate %/12 x number of months deposited
People deposit 600 million VND into BIDV at the counter, with a term of 36 months and enjoying an interest rate of 6%/year, the interest received is as follows:
600 million VND x 6%/12 months x 36 months = 108 million VND.
* Interest rate information is for reference only and may change in each period. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles about interest rates HERE.
