Lao Dong's records on September 16, online bank savings deposit interest rates of BIDV are being listed higher by 0.8% - 3.1%/year compared to deposits at counters (depending on the term).
Term of 1 – 2 months: customers depositing online enjoy an interest rate of 4.75%/year, at the counter is 2.1%/year (the difference is about 2.65%/year).
Term of 3 – 5 months: Online is 4.75%/year, at the counter is 2.4%/year (the difference is about 2.35%/year).
Term 6 – 9 months: Online is 6.60%/year, at the counter is 3.5%/year (the difference is about 3.1%/year).
12-month term: Online is 6.80%/year, at the counter is 5.9%/year (the difference is about 0.9%/year).
24-36 month term: Online is 6.80%/year, at the counter is 6.0%/year.
Depositing 1 billion VND at BIDV, how much interest will you receive?
Readers can quickly calculate savings deposit interest rates using the formula below:
Monthly interest = Deposit amount x interest rate (%/year)/12 x number of months deposited
If you deposit 1 billion VND at BIDV, online, customers will receive the highest interest of 204 million VND for a 36-month term.
Detailed interest amount for each term when depositing 1 billion VND online, as follows:
BIDV also notes that the above interest rate applies to late-term interest deposits, for early-term and periodic interest payments, it will be converted accordingly.
Online deposit interest rates are more preferential than the listed interest rates at the transaction counter. The above interest rates apply to individual customers and are for reference only, and may change depending on the area.
To know the specific interest rate, readers can contact BIDV branches/transaction offices nationwide.
