HDBank deposit interest rate on April 24: Highest 5.6%
According to records on April 24, 2026, at Ho Chi Minh City Development Joint Stock Commercial Bank (HDBank), online deposit products with listed interest rates are usually more profitable than depositing at counters.
Below is the online savings deposit interest rate table (%/year) announced by HDBank:


Deposit 100 million VND at HDBank: Highest interest of 15 million VND
The interest calculation formula applies as follows:
Interest amount = Deposit amount * interest rate (%/year) * number of actual deposit days/365
The analysis table below shows the expected actual interest received when depositing 100 million VND online at HDBank:

Thus, with a term of 36 months, the interest amount is up to 15 million VND.
The term with the highest interest rate is 18 months (5.6%/year), bringing in an interest of 8.4 million VND.
Interest rate information is for reference only and may vary over time. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles about interest rates HERE.