According to a survey by Lao Dong Newspaper reporters, deposit interest rates for 13-month terms are being listed at attractive levels by many banks, including both commonly applied interest rates and interest rates with special conditions.
In the regular interest rate group, Saigonbank currently applies an online savings interest rate of 7.9%/year for a 13-month term, which is also the highest interest rate in the bank's listing. Meanwhile, the 12-month term interest rate is listed at 6.7%/year and the 18-month term at 6.5%/year.
For deposits with special conditions, PVcomBank is applying the highest interest rate on the market, up to 10%/year for a 13-month term for a minimum deposit of 20,000 billion VND. Under normal conditions, PVcomBank lists an interest rate of 5.8%/year when customers deposit money online and 5.5%/year when depositing at the counter.
Behind is HDBank with an interest rate of 7.6%/year for a 13-month term, applied on the condition that customers maintain a minimum deposit balance of 500 billion VND. Under normal conditions, HDBank lists an interest rate of 5.5%/year for online deposits and 5.4%/year for deposits at counters.
In the normal interest rate group, some banks with outstanding 13-month term interest rates can be mentioned such as Cake by VPBank, VCBNeo, Bac A Bank...
In which, Cake by VPBank is listing an interest rate of 7.4%/year for a 13-month term when customers receive interest at the end of the term. This is also the highest interest rate that the bank applies for terms from 10-24 months.
Notably, Cake by VPBank is implementing an additional 1.8%/year program for individual customers who first use term deposit products at CAKE by VPBank Digital Bank. This offer does not apply to customers who have opened savings books at CAKE by VPBank Digital Bank through any other application besides the CAKE BANK application.
After adding a preferential rate of 1.8%/year, the interest rate for 13-month term savings actually received at Cake by VPBank can be up to 9.2%/year.
Comparing the highest 3-month term bank interest rates
The highest 6-month term bank savings interest rate today
For 12-month savings, which bank has the highest interest rate?
Highest bank interest rate for 24-month term
Interest rate information is for reference only and may change in each period. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles about interest rates HERE.
