According to a survey by Lao Dong Newspaper reporters, deposit interest rates for 13-month terms are listed by some banks at an attractive level for both normal and special conditional interest rates.
For ordinary interest rates, Saigonbank currently applies an online savings interest rate of 7.9%/year for a 13-month term, which is the highest interest rate in the bank's listing. The 12-month term is listed at 6.7%/year, while the 18-month term is 6.5%/year.
For interest rates applying special conditions, PVcomBank is currently at the highest level in the market, up to 10% for a 13-month term with a minimum deposit of 2,000 billion VND. Under normal conditions, PVcomBank lists the highest 13-month interest rate at 5.8% when customers deposit money online and 5.5% when depositing money at the counter.
Next is HDBank with an interest rate of 7.6% for a 13-month term, conditions for maintaining a minimum balance of 500 billion VND. Under normal conditions, HDBank lists the highest 13-month interest rate at 5.5% when customers deposit money online and 5.4% when depositing money at the counter.
Top banks with high interest rates when depositing savings for 13 months under normal conditions can be mentioned such as: Cake by VPBank, VCBNeo, BacABank...
Under normal conditions, Cake by VPBank is listing a 13-month term interest rate at 7.4%/year when customers receive interest at the end of the term. Currently, the highest Cake by VPBank listed interest rate is 7.4% applied to terms of 10-24 months.
Cake by VPBank is offering an additional interest rate of 1.8%/year to individual customers who use term deposit products at CAKE by VPBank Digital Bank for the first time (not applicable to customers who have opened savings books at CAKE by VPBank Digital Bank through any other application besides the CAKE BANK application).
Adding this preferential interest rate, Cake by VPBank's 13-month savings interest rate is currently listed at 9.2%.
Comparing the highest 3-month term bank interest rates

The highest 6-month term bank savings interest rate today

For 12-month savings, which bank has the highest interest rate?

Highest bank interest rate for 24-month term

Interest rate information is for reference only and may change in each period. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles about interest rates HERE.
