Bank interest rates today 18.12: Continue to increase

Hà Vy |

Bank interest rates today 18.12: Bank interest rates continue to increase. Summary of the highest savings interest rates of Vietcombank, VietinBank, Agribank, BIDV...

BVBank interest rates increase sharply

BVBank's deposit interest rates have just been adjusted upward. Accordingly, the 1-month term increased by 0.1%/year to 3.8%/year; the 3-month term increased by 0.05%/year to 4.05%/year; the 6-month, 9-month and 12-month terms increased by 0.2%/year to 5.4%/year, 5.7%/year and 6%/year respectively.

Notably, the 15-24 month term was adjusted to increase sharply by 0.3%/year. After the adjustment, the 15-month term increased to 6.2%/year, the 18-24 month term reached the highest level of 6.3%/year. This is also the highest interest rate on the market today for this term.

On the contrary, this bank also slightly reduced the 4-month term deposit interest rate by 0.1%/year, down to 3.95%/year.

Thus, since the beginning of December, 12 banks have increased their deposit interest rates, including: ABBank, IVB, TPBank, GPBank, MSB, Dong A Bank, ABBank, OCB, VIB, Cake by VPBank, CB and BVBank. Of which, ABBank has increased interest rates twice in December.

On the contrary, 8 banks reduced deposit interest rates, including: ABBank, VIB, IVB, LPBank, Bac A Bank, KienLongBank, NCB and GPBank.

Special interest rate highest 7-9.5%

Many banks list interest rates at high levels, up to 7-9.5%. However, to receive this interest rate, special conditions must be met.

PVcomBank is currently leading in special interest rates when customers deposit money at the counter, with 9.5% for a term of 12-13 months. However, the condition to receive this interest rate is that customers must have a minimum deposit balance of VND 2,000 billion.

Next is HDBank with a particularly high interest rate, up to 8.1%/year for a 13-month term and 7.7% for a 12-month term, with a minimum balance of VND500 billion. This bank also applies a 6% interest rate for an 18-month term.

MSB applies interest rates for deposits at the counter up to 8%/year for a 13-month term and 7% for a 12-month term. The applicable conditions are that the savings book is newly opened or the savings book is opened from January 1, 2018, automatically renewed with a term of 12 months, 13 months and the deposit amount is from 500 billion VND.

Dong A Bank has a deposit interest rate of 13 months or more, with the final interest rate applied to deposits of 200 billion VND or more at 7.5%/year. This bank also applies an interest rate of 6.1% for a 24-month term.

Bac A Bank applies an interest rate of 6.15% for a term of 18-36 months, applicable to deposits over 1 billion VND.

Interest rate over 6% without special conditions

Interest rates above 6%/year are also being listed by some banks for long-term deposits but without a minimum deposit requirement.

Currently, BVBank applies an interest rate of 6% for a 12-month term, 6.2% for a 15-month term and 6.3% for a 18-24-month term; IVB applies an interest rate of 6.2%/year for a term of 24 months or more, 6.05%/year for a term of 18 months and 6.05% for a term of 13 months; GPBank applies an interest rate of 6.05%/year for a term of 12 months and 6.15%/year for terms of 13-36 months.

Cake by VPBank applies an interest rate of 6.1% for terms of 24 and 36 months; OceanBank applies an interest rate of 6.1% for terms of 24 months; GPBank applies an interest rate of 6.05% for terms of 13-36 months.

VRB and Dong A Bank apply an interest rate of 6% for a 24-month term; VietABank applies an interest rate of 6% for a 36-month term; SaigonBank applies an interest rate of 6% for a 13, 18 and 24-month term, and 6.1% for a 36-month term; HDBank applies an interest rate of 6% for a 15-month term and 6.1% for a 18-month term; BAOVIET Bank applies an interest rate of 6% for a 15, 18, 24 and 36-month term; ABBank applies an interest rate of 6% for a 12-month term; CB applies an interest rate of 6% for terms of 12 months or more.

Eximbank applies interest rates on weekends (Saturday and Sunday) for 15-month terms at 6.3%/year; for 18-month terms up to 6.4%/year.

Statistics of banks with the highest savings interest rates today:

Top ngan hang co lai suat cao nhat thi truong hien nay. Do hoa: Ha Vy
Top banks with the highest interest rates on the market today. Graphics: Ha Vy

Compare highest bank interest rates for 3-month term

So sanh lai suat ngan hang cao nhat o ky han 3 thang. Do hoa: Ha Vy
Compare the highest bank interest rates for 3-month terms. Graphics: Ha Vy

Interest rates on 6-month savings deposits at banks

So sanh lai suat ngan hang cao nhat o ky han 6 thang. Do hoa: Ha Vy
Compare the highest bank interest rates for 6-month terms. Graphics: Ha Vy

Want to save for 12 months, which bank has the highest interest rate?

So sanh lai suat ngan hang cao nhat o ky han 12 thang. Do hoa: Ha Vy
Compare the highest bank interest rates for 12-month terms. Graphics: Ha Vy

Latest update of Agribank interest rates, Sacombank interest rates, SCB interest rates, Vietcombank interest rates... highest for 24-month term.

So sanh lai suat ngan hang cao nhat o ky han 12 thang. Do hoa: Ha Vy
Compare the highest bank interest rates for 12-month terms. Graphics: Ha Vy

Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.

Readers can refer to more articles about interest rates HERE.

Hà Vy
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