Vietnam Thuong Tin Commercial Joint Stock Bank (Vietbank) has just launched a preferential deposit interest rate program for individual customers, applied from May 8 to the end of May 31, 2026 in all business centers across the country.
According to the program, customers who open new savings or term deposit accounts will enjoy a maximum preferential interest rate of 8.3-8.5%/year, depending on the deposit term. Terms from 6-11 months are applied with a maximum interest rate of 8.3%/year. 12-month and 14-month terms have an interest rate of 8.4%/year, while 15-month terms are listed at the highest level of 8.5%/year.
The program applies to products including traditional savings, Fortune savings, Choice savings and term online deposits for individual customers.
For customers depositing at the counter, the program applies to customers who have just opened CIF during the implementation period or customers who already have CIF but do not have savings deposit balances or term deposits at Vietbank before the program implementation time.
On the online channel, all individual customers who open new term deposit accounts on the Vietbank Digital Plus application during the program period are eligible to participate.
Vietbank said that the above preferential interest rate applies to the form of interest payment at the end of the term. Other forms of interest receipt will be converted correspondingly according to each deposit term.
Regarding the deposit amount condition, at the counter, customers must deposit a minimum of 10 million VND/savings account. For online deposits, the minimum amount is 500,000 VND according to product regulations.
The bank notes that the program does not limit the number of accounts that are eligible for incentives for customers who fully meet the conditions during the implementation period.
Cake by VPBank is also implementing an additional program of up to 1.5%/year for individual customers who deposit for the first time for term savings. Incentives apply to deposits from 6 months or more, no pre-term settlement and interest at the end of the term, beginning of the term, monthly or quarterly. The program lasts until May 31, 2026.
Besides the interest rates of preferential interest rate programs, in the current market, many banks are listing very high special interest rates, even up to 10%/year, but accompanied by the condition that the deposit amount is very large.
PVcomBank is applying an interest rate of 10%/year for customers who deposit savings at the counter for a term of 12-13 months with amounts from 2,000 billion VND or more.
At MSB, customers depositing from 500 billion VND or more at the counter for a term of 12 and 13 months are entitled to an interest rate of 9%/year.
OCB also lists a special interest rate of 8.5%/year for customers depositing savings from 1,000 billion VND for 6-month and 12-month terms.
Statistics of banks with the highest savings interest rates today
Comparing the highest 3-month term bank interest rates
The highest 6-month term bank savings interest rate today
For 12-month savings, which bank has the highest interest rate?
Highest bank interest rate for 24-month term
Interest rate information is for reference only and may change in each period. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles about interest rates HERE.
