Many banks currently maintain particularly high interest rates, ranging from 7.4-10.7%/year. However, these interest rates often come with a very large deposit balance condition.
VietBank is listing the highest interest rate on the market, up to 10.7%/year for a 13-month term. PVcomBank applies a 10%/year interest rate for a 12-13 month term with the condition that customers maintain a minimum balance of VND 2,000 billion.
Meanwhile, MSB lists a rate of 9%/year for newly opened savings books or savings books opened from January 1, 2018 automatically renewed with deposit terms of 12 months, 13 months and deposit amounts from 500 billion VND or more.
HDBank also applies interest rates from 7.2-7.6%/year with a minimum balance of 500 billion VND.
Cake by VPBank is implementing an additional program of up to 1.5%/year for individual customers who deposit for the first time with a term. Incentives apply to deposits from 6 months or more, no pre-term settlement and receiving interest at the end of the term, beginning of the term, monthly or quarterly. The program lasts until May 31, 2026.
Currently, Cake by VPBank lists interest rates of 7.2-7.4%/year for terms from 6-24 months. With additional incentives, the highest actual interest rate can be up to 8.9%/year.
At Sacombank, customers depositing from 200 million VND or more are entitled to the highest interest rate of 7.8%/year for a term of 24-36 months. Saigonbank currently lists the online savings interest rate for a 13-month term at 7.9%/year.
Statistics of banks with the highest savings interest rates today
Comparing the highest 3-month term bank interest rates
The highest 6-month term bank savings interest rate today
For 12-month savings, which bank has the highest interest rate?
Highest bank interest rate for 24-month term
Interest rate information is for reference only and may change in each period. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles about interest rates HERE.
