Bank interest rates today 10/22: Sharp increase, to the highest level in the market

Bank interest rates continue to increase

Bac A Bank's mobilization interest rate has just increased by 0.2%/year for deposits with terms from 6 months to 11 months, and increased by 0.3%/year for deposits with terms from 12 months to 36 months.

After adjustment, the deposit interest rate applied to savings accounts under 1 billion VND, terms from 6 - 8 months increased to 5.6%/year; terms from 9 - 11 months increased to 5.65%/year; terms from 12 months increased to 5.8%/year; terms from 13 - 15 months increased to 5.9%/year; terms from 18 - 36 months increased to 6.1%/year.

For deposit accounts of VND 1 billion or more, the 6-8 month term increased to 5.8%/year; the 9-11 month term increased to 5.85%/year; the 12-month term was 6%/year; the 13-15 month term was 6.1%/year; the 18-36 month term increased to 6.3%/year. This is also the highest deposit interest rate according to the public list of banks.

Since the beginning of October, 6 banks have increased deposit interest rates, including: GPBank, NCB, Vikki Bank, Bac A Bank, VCBNeo, and HDBank. Of which, Bac A Bank has increased interest rates twice this month.

Highest special interest rate 6.5-9%

The highest deposit interest rate at banks ranges from 6-9%/year. However, to enjoy this interest rate, customers must meet special conditions.

PVcomBank applies a special interest rate of 9%/year for a term of 12-13 months when depositing money at the counter. The applicable condition is that customers must maintain a minimum balance of VND 2,000 billion.

HDBank applies an interest rate of 8.1%/year for a 13-month term and 7.7%/year for a 12-month term, with the condition of maintaining a minimum balance of VND500 billion.

Vikki Bank applies an interest rate of 7.5%/year for term deposits of 13 months or more, with a minimum amount of 999 billion VND; Bac A Bank is applying the highest interest rate of 6.3%/year for terms from 18 to 36 months; 6.1%/year for terms of 1315 months and 6%/year for terms of 12 months for deposits of VND 1 billion or more.

IVB applies an interest rate of 6.15% for a term of 36 months, conditions applied to deposits of VND 1,500 billion or more; ACB applies an interest rate of 6%/year for a term of 13 months receiving interest at the end of the term when customers have a deposit balance of VND 200 billion or more.

At LPBank, for deposits of VND300 billion or more, the mobilization interest rate applied to customers receiving interest at the end of the term is 6.5%/year, receiving monthly interest of 6.3%/year and receiving interest at the beginning of the term is 6.07%/year.

Viet A Bank applies an interest rate of over 6%/year for Dac Tai Savings products. Of which, the 6-month term interest rate is 6.0%/year; 7 months is 6.1%/year; 12 months is 6.5%/year; 13 months is 6.6%/year; 15 months is 6.7%/year and 18 months reach the highest level of 6.8%/year. To participate, customers need to deposit at least 100 million VND and make transactions at the counter, with the form of receiving interest at the end of the term.

Banks with interest rates from 6%

Currently, interest rates above 6%/year are being listed by some banks for long-term deposits, without a minimum deposit requirement.

Vikki Bank applies an interest rate of 6%/year for a 6-month term, 6.2% for a 12-13 month term; Cake by VPBank applies an interest rate of 6%/year for a 12-18 month term and 24-36 months; HDBank applies an interest rate of 6%/year for a 15-month term and 6.1%/year for a 18-month term; BVBank also pays 6.1%/year for a 60-month term and 6.0%/year for a 48-month term. Viet A Bank maintains the only 6.0%/year for the 36-month term; Bac A Bank applies an interest rate of 6.1% for the 18-36 month term.

Statistics of banks with the highest savings interest rates today:

Compare the highest bank interest rates for 3-month terms

Interest rates for savings deposits at banks for 6-month terms

For 12-month savings, which bank has the highest interest rate?

Agribank interest rates, Sacombank interest rates, SCB interest rates, Vietcombank interest rates... are the highest for a 24-month term.