Special interest rate highest 7-9.5%
Interest rates are listed at high levels by many banks, from 7% to 9%, but to enjoy this interest rate, customers must meet special conditions.
PVcomBank leads with a special interest rate of 9%/year for a 12-13 month term when depositing money at the counter. The condition is that customers must maintain a minimum balance of VND2,000 billion.
HDBank applies an interest rate of 8.1%/year for a 13-month term and 7.7%/year for a 12-month term, with the condition of maintaining a minimum balance of VND500 billion. In addition, an interest rate of 6% is applied for an 18-month term.
MSB listed interest rates of 8%/year for 13-month terms and 7%/year for 12-month terms. The condition is a minimum deposit of VND500 billion from newly opened or automatically renewed savings accounts from January 1, 2018.
Dong A Bank applies an interest rate of 7.5%/year for deposits with a term of 13 months or more, with a minimum amount of VND 200 billion. A 24-month term applies an interest rate of 6.1%/year.
Bac A Bank has the highest interest rate of 6.2%/year for terms of 18-36 months, with deposits of over 1 billion VND.
Banks race to raise interest rates beyond 6%
Currently, interest rates above 6%/year are being listed by many banks for long-term deposits but do not require a minimum deposit amount.
Eximbank applies an interest rate of 6.5-6.8%/year for long terms from 15-34 months; BVBank applies an interest rate of 6.05% for 12-month terms, 6.25% for 15-month terms, 6.35% for 18-month terms and 6.45% for 24-36-month terms;
IVB applies the highest interest rate of 6.45%/year for 5-15 year term, 6.25%/year for 48 month term, 6.15%/year for 36 month term and 6.05/year for 12 month term; KienLong Bank applies the interest rate of 6.1% for 12-24 month term, 6.3% for 36 month term and 6.4% for 60 month term;
GPBank applies an interest rate of 6.05%/year for a 12-month term and 6.15%/year for terms from 13-36 months. Cake by VPBank applies an interest rate of 6%/year for a 12-18-month term and 6.3%/year for a 24-36-month term; OceanBank applies an interest rate of 6.1% for a 24-month term; KienlongBank applies an interest rate of 6.1%/year for a 36-month term.
VRB and Dong A Bank apply an interest rate of 6% for a 24-month term; VietABank applies an interest rate of 6% for a 36-month term; SaigonBank applies an interest rate of 6% for a 13, 18 and 24-month term, and 6.1% for a 36-month term; HDBank applies an interest rate of 6% for a 15-month term and 6.1% for a 18-month term; BAOVIET Bank applies an interest rate of 6% for a 15, 18, 24 and 36-month term; ABBank applies an interest rate of 6% for a 12-month term; CB applies an interest rate of 6% for terms of 12 months or more.
Statistics of banks with the highest savings interest rates today:
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