Bank interest rates today: Continue to increase

Thanh Vân |

Interest rates on January 8: Eximbank has just set a new milestone in the market with the highest mobilization interest rate, up to 6.8%/year for a term of 24-36 months.

Eximbank sharply increases long-term deposit interest rates

Eximbank’s long-term interest rates continued to be adjusted strongly. Specifically, the 15-month and 18-month interest rates also increased by 0.8%/year, reaching 6.5% and 6.6%/year, respectively. This helped Eximbank become the bank with the highest mobilization interest rates for terms from 15 to 36 months.

Eximbank's interest rates at the weekend were also equal to those on weekdays for long terms, however, there was still a difference for short terms. Interest rates from 1 to 12 months remained unchanged and ranged from 3.9%/year to 5.2%/year, while at the weekend, short-term interest rates increased slightly from 0.05% to 0.6%/year.

Techcombank reduces short-term deposit interest rates

While Eximbank increased sharply, Techcombank adjusted the interest rate down for terms from 6 to 11 months, down 0.1%/year to 4.45%/year for deposits under 1 billion VND. The remaining terms of this bank remain the same, with interest rates from 3.55%/year (1-2 month term) to 4.85%/year (12-36 month term). Techcombank also applies a ladder interest rate, with higher interest rates for deposits from 1 billion VND or more, for example, the interest rate for 12-36 month terms reaches a maximum of 4.95%/year.

Bieu lai suat huy dong cao nhat tai cac ngan hang ngay 8.1.2025. Bang: Thanh Van.
Table of highest interest rates at banks on January 8, 2025. Table: Thanh Van

What is the highest interest rate?

1 month term:

The bank with the highest interest rate is MBV, at 4.3%/year. Second is NCB, applying an interest rate of 4.1%/year. Bac A Bank and OCB are ranked third, with an interest rate of 4.0%/year.

3 month term:

MBV leads with the highest interest rate, reaching 4.6%/year. Second is Bac A Bank with 4.2%/year. Third place belongs to NCB, with an interest rate of 4.3%/year.

6 month term:

CBBank stands out with the highest interest rate, reaching 5.85%/year. Bac A Bank ranks second with 5.35%/year. MBV and NCB are tied for third place, both applying an interest rate of 5.5%/year.

9 month term:

CBBank continues to lead with an interest rate of 5.85%/year. MBV ranks second with 5.6%/year. Bac A Bank ranks third, with an interest rate of 5.45%/year.

12 month term:

MBV and Gpbank are in the lead with an interest rate of 6%/year. Bac A Bank is in second place with 5.8%/year. CBBank is in third place, also with 6.0%/year.

18 month term:

Bac A Bank has the highest interest rate, reaching 6.2%/year. MBV and Oceanbank are ranked second, with 6.1%/year. CBBank is ranked third with an interest rate of 6.0%/year.

Thanh Vân
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