Banks will provide transaction information of business households to tax authorities

Hà Vy |

The bank will coordinate with tax authorities to provide transaction information of business households to compare cash flow, verify revenue, and avoid low declarations.

The Ministry of Finance has Official Dispatch 7843/BTC-CT in 2026 on coordinating and directing tax management for business households after abolishing fixed tax from January 1, 2026.

This includes the content that the bank will coordinate with the tax authorities to provide transaction information of business households to compare cash flow and verify revenue to avoid low declaration, specifically as follows:

...

3. Promote connection and data sharing, form an integrated database source on business household management

Departments, branches, and relevant agencies strengthen information sharing and exchange, synchronize and standardize data in the spirit of the Ministry of Finance's proposal in document No. 3987/BTC-CT dated March 31, 2025, document No. 17142/BTC-CT dated November 4, 2025, deploy and implement data sharing connection according to Regulation No. 05-QD/BCĐTW dated August 27, 2025 of the Central Steering Committee for Science, Technology, Innovation and Digital Transformation, support tax authorities to monitor and manage closely with the actual business situation of taxpayers in the area, contributing to creating an equal and healthy business environment, focusing on a number of contents:

...

- The State Bank of Vietnam in the region directs and guides commercial banks and credit institutions in connecting and providing information to tax authorities related to transactions through banks of households and individual businesses and coordinating to compare cash flow, verify revenue, and enforce through bank accounts according to regulations; develop payment systems and electronic payment integration utilities for widespread use for business models in the area.

- Departments, Boards, and related sectors in the province and city, based on the functions, tasks, and management fields of each unit, continue to promote coordination in sharing and exchanging data within their management scope, ensuring synchronization with the tax authority's database, strengthening support for tax management activities of households and individual businesses to be effective and unified.

...

Thus, the coordination between the banking sector and tax authorities in managing revenue and cash flow of business households is one of the noteworthy points in tax management for individual business households after abolishing fixed tax from January 1, 2026 to combat low revenue declaration for tax evasion.

In which, the State Bank of Vietnam in the region is requested to direct commercial banks and credit institutions to connect and provide information to tax authorities related to transactions through banks of households and individual businesses. At the same time, these units coordinate with tax authorities in comparing cash flow, verifying revenue and implementing coercion through bank accounts according to regulations.

Hà Vy
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