The strong rise of female-owned enterprises
In recent years, Vietnamese women have affirmed their increasingly large role in the market economy, not only in traditional fields but also leading in many new industries such as technology, e-commerce, logistics, aviation, etc. As of 2024, women-owned enterprises account for more than 20% of the total number of operating enterprises, expected to reach 30% by 2030.
Not only increasing in quantity, female-owned enterprises also show increasingly solid management, financial and technology application capacity, creating jobs and making important contributions to economic growth.
Recognizing this role, the Government and many domestic and foreign organizations have implemented programs and projects to support women in starting businesses and developing businesses. Through training, capital provision, and technical support, many female entrepreneurs have the opportunity to expand production, moving towards a sustainable business model.
In particular, the banking system plays an important role in providing capital and specialized financial solutions. Notably, Southeast Asia Commercial Joint Stock Bank (SeABank) - a pioneer in accompanying female-owned enterprises through SeAPower, an exclusive club for female entrepreneurs. SeAPower is oriented to become a comprehensive financial - non-financial ecosystem, helping to strengthen the foundation and promote sustainable development for the female business community.
Creating a comprehensive ecosystem for female entrepreneurs
SeABank implements many preferential financial policies, combining training, connecting opportunities, supporting digital transformation and sustainable development. As of June 2025, the number of female customers at SeABank increased by 140%, total outstanding loans increased by 115% over the same period, affirming the trust and effectiveness of cooperation between the bank and businesses.
To solve capital difficulties - the biggest barrier for female-owned enterprises, SeABank has built a non-guaranteed asset-free spending package with a limit of up to 5 billion VND, helping enterprises easily access mobile capital. In addition, the Visa Corporate business credit card does not have guaranteed assets, with a limit of 200 million VND, helping businesses rotate capital quickly and manage spending effectively.
SeABank also applies a credit granting ratio on the value of collateral (LTV) of up to 100% for deposits and 95% for real estate, helping businesses borrow more capital and optimize resources. Along with that are interest rate incentives, free early settlement, priority service at transaction points - creating favorable conditions for female businesses to develop.
SeAPower - a bridge of knowledge and inspiration
Not only providing capital, SeAPower also accompanies in training and connecting the community. seminars, training courses, and networking programs organized by SeABank help female entrepreneurs improve their management, finance, technology, and tax capacity, while expanding markets and business cooperation. The club also focuses on spiritual life with health care privileges and a balanced lifestyle.
On the occasion of Vietnamese Women's Day, October 20, SeABank organized a specialized training course on updating tax policies and new accounting regulations - practical content for small and medium-sized enterprises and business households that are changing the model. The program demonstrates SeABank's long-term accompanying efforts in improving the economic capacity and empowerment of women.
With a sustainable development orientation, SeABank is not only a financial partner but also a strategic companion, contributing to affirming the position of modern Vietnamese women - brave, confident and creative, continuing to spread the positive business spirit in the business community.
