Full set of latest interest rates of VietinBank, Vietcombank, Agribank, BIDV
According to records, the Big4 banking group currently has interest rates ranging from 1.6-5.0%/year.
VietinBank currently lists online deposit interest rates as follows:
1-month term deposit interest rate is 2.0%/year.
3-month term deposit interest rate is 2.3%/year.
6-month term deposit interest rate is 3.3%/year.
9-month term deposit interest rate is 3.3%/year.
12-month term deposit interest rate is 4.7%/year.
Interest rate for term deposits over 24 months is 5.0%/year.
Vietcombank currently lists online deposit interest rates as follows:
1-month term deposit interest rate is 1.6%/year.
3-month term deposit interest rate is 1.9%/year.
Interest rate for 6-9 month term deposits is 2.9%/year.
12-month term deposit interest rate is 4.6%/year.
Interest rate for 18-36 month term deposits is 4.7%/year.
Agribank currently lists online deposit interest rates as follows:
1-month term deposit interest rate is 2.4%/year.
3-month term deposit interest rate is 3.0%/year.
Interest rate for 6-9 month term deposits is 3.7%/year.
12-month term deposit interest rate is 4.8%/year.
18-month term deposit interest rate is 4.8%/year.
Interest rate for 24-36 month term deposits is 4.9%/year.
BIDV currently lists online deposit interest rates as follows:
1-month term deposit interest rate is 2.0%/year.
3-month term deposit interest rate is 2.3%/year.
Interest rate for 6-9 month term deposits is 3.3%/year.
12-18 month term deposit interest rate is 4.7%/year.
Interest rate for 24-36 month term deposits is 4.9%/year.
Comparing interest rates between four major banks shows that Agribank has the highest rate for short terms (1-9 months), especially 6-9 months at 3.7%/year.
VietinBank and BIDV have similar interest rates for most terms, but BIDV is slightly better at 24-36 months (4.9% compared to 4.8-5.0%).
Vietcombank has the lowest interest rate, especially for terms under 12 months.
How much interest do you receive if you deposit 1 billion VND at Big4 banks?
Readers can quickly calculate bank deposit interest using the following formula:
Interest = Deposit x interest rate (%)/12 months x number of months deposited.
* Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles on interest rates HERE.
