In recent years, credit programs that have been lent by VBSP have contributed to improving the lives of many female party members, creating conditions to rise out of sustainable poverty, develop family economy.
Creative in using loans
In the early days of spring, the Cao Phong (Hoa Binh) area is probably the most attractive time, when the oranges and grapefruit gardens are wrong, ripe on the branches are rushing to harvest to take all over the region. . Another bumper incident back to the farmers here. With the high economic efficiency that orange trees bring, Hoa Binh province identifies orange trees in particular and citrus in general as the main plants of the locality.
In recent years, in Cao Phong district, the policy capital has helped thousands of households have conditions to expand the area, take care of specialty fruit trees such as oranges, tangerines, grapefruit ... For productivity, high quality, contributing to poor households and difficulties to escape sustainable poverty can be enriched.
As an exemplary party member, female director Vu Thi Le Thuy - Chairman of 3T Farm Cooperative, Cao Phong town was lent by VBSP twice a total of 170 million VND. Ms. Thuy shared: “Borrowing the policy capital, I really feel reassured by the preferential interest rate, which is a bait that helps the cooperative buy the means of transporting goods and deployed to the members who are women in the cooperative for her I re -invest in equipment in production and planting of oranges. From that lever, the cooperative has more power to develop breakthrough projects associated with local specialty orange plants such as the project "Gift of high -end orange 3T Farm associated with organic production chain because of green living environment ", the project" Experience tourism - My orange tree ". In addition to raising the brand of Cao Phong Cam Phong, a party member, Ms. Thuy also actively participates in the activities of the Women's Union, sharing experience in planting citrus trees, effective use experience and creation of the main capital source Books ... to encourage and guests for local women to rise to economic development.
According to the report, in 2024, Cao Phong district had 2,340 households lent by VBSP for production and business. Through the policy capital, nearly 1,250 works of clean water and rural environmental sanitation, creating jobs for 534 workers ...
In Ha Giang province, female member Hoang Thi Nu, born in 1989 in Yen Lap village, Yen Thanh commune, Quang Binh district is typical of effective use of loans from VBSP. Ms. Nang said that she was actively involved in local activities and showed an exemplary exemplary in economic development. In 2019, she was lent by VBSP to the implementation of a cinnamon project with an area of 4 hectares. The project is not only a strategic step in the development of the family economy, but also a testament to the creative and effective application of loans into production.
The policy loan has been used by Ms. Nangu appropriately, investing in growing cinnamon, a crop of high economic value, suitable for local land and climate conditions. Cinnamon is not only a crop of harvested values from leaves and branches, but also has the potential for long -term development. Every year, her family harvested from pruning leaves and trimming cinnamon branches, bringing an income of about 40 million. This money helps improve the life of the family and reduces the financial burden of living expenses, invests in other production activities.
Not only taking care of the family economy, Ms. Nang also shared her experiences and supports the people in Yen Lap village, especially those who have difficulty, in the use of loans to develop production, from It contributes to the overall economic development of the locality. Her example has spread the spirit of legitimate enrichment and responsibility in the community.
According to the VBSP of Quang Binh district, Hoang Thi Nang's cinnamon project is a clear evidence when borrowing capital that can help households escape poverty and rise to stabilize their lives. Ms. Nang has shown the role of an exemplary party member in implementing the guidelines and policies of the Party and the State, while spreading the spirit of solidarity and sharing in the community.
Female party member - "extended arm" effectively manage loans
Leaders of savings and loans are like "extended arms" of VBSP, not only conveying and managing preferential capital to the right beneficiaries but also helping people calculate business and exchange. Experience in production and business, how to use loans effectively, support each other in difficult times, practice thrift, contribute to improving the quality of policy credit.
Ms. Hoang Thi Chuong - Head of savings and loan group in Phac Nghe village, Yen Minh town, Yen Minh district (Ha Giang) put a lot of enthusiasm in policy credit activities, regularly studied training materials. , fully participating in briefings with the local VBSP, ensuring the review of loans in accordance with the process, the right subjects, regularly monitor and guide the loan household to use loans for the right purposes and effectively.
She shared: “The members of the group are all Dao, Mong and Giay people, so they are limited to awareness. Many poor households do not dare to borrow because they are worried about paying debts. She herself, a party member, leader of the savings and loan group always proactively grasping the feelings and aspirations of the people, actively coming to each household to mobilize households, especially women. family savings and loans; Instructions on how to do business, use capital for the right purpose and promote the effectiveness of the loan source. Thereby, women gradually understand the benefits of preferential capital sources, actively participate in the activities of the group, help each other develop the economy, rise out of sustainable poverty. Thanks to the loan source, many households have bravely raised sows, raising cows, raising and buffalo successfully ”.
Over the past years, the management and use of policy capital has been an important contribution to the improvement of the lives of many households in villages and communes in Quang Binh district (Ha Giang). Ms. Hoang Thi Sinh, an excellent party member of Yen Lap village branch, leader of the savings and loan group of Yen Lap village, affirmed the leading and direction role in managing and promoting the effectiveness of capital sources. This loan.
With 6 years of experience as the leader of the savings and loan group, she manages 58 households with a total capital of up to 4.6 billion. The fact that she manages a savings and loan group with so many borrowers is a big challenge, however, with her dedication and experience, she has succeeded in maintaining stability and effectiveness. In the loan work of households.
Ms. Sinh said that the important factor to help her succeed in the management is the close coordination between VBSP and association organizations and unions to receive waterfalls and the team leader itself. VBSP Quang Binh district always maintains regular support, update information about new loan programs as well as check and supervise the use of loans at savings and loans. In addition, the Commune Women's Union plays an important role in propagating and mobilizing women to borrow capital and effectively use this capital in production and business. The close guidance of the Women's Union and VBSP has helped Ms. Sinh implement the activities of the group in a methodical and effective way. ”
At the same time, Ms. Hoang Thi Sinh also focused on the management of borrowers under party members, including about 20 households out of 58 households of the group. These are highly responsible households in using loans and exemplary for other households. The fact that she chose and carefully guided the borrowing households in the use of capital properly, repaying debt on time has created an exemplary and motivated the remaining households to make efforts to repay the loan. The management of capital does not only stop at monitoring, but also a timely support for households who have difficulty in production and business.
It can be said that the vivid stories of the typical female party members show the dynamism, creativity and enthusiasm of female party members in using and effectively managing policy capital sources. The capital source is not only a lever to improve the lives of the people but also make an important contribution to the local socio -economic development. The successes of female party members think clearly proves that when there is a dedicated leadership and synchronous support from all levels, the loan management will achieve proud results and contribute. The economic development, working together to build a beautiful homeland when Tet comes and spring.
